IFSC Code of IDBI Bank, Wardha Nagari Sahakari Adhikosh Bank Head Office Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE branch in WARDHA, MAHARASHTRA. The branch's IFSC code IBKL0509W01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE branch, the IFSC IBKL0509W01 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 509W01 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wardha Nagari Sahakari Adhikosh Bank Head Office branch in Wardha, Maharashtra is part of this network and uses the IFSC code IBKL0509W01 for all electronic settlement.

Wardha Nagari Sahakari Adhikosh Bank Head Office branch overview

Located at MADHAV BHAWAN DEVI ASHTA BHUJA MANDIR CHOWK DHANTOLI WARDHA 442001, the Wardha Nagari Sahakari Adhikosh Bank Head Office branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0509W01 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE branch came to be assigned the code IBKL0509W01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0509W01, money simply cannot be routed to the WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Wardha Nagari Sahakari Adhikosh Bank Head Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0509W01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0509W01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0509W01 across all three.

How to use IFSC IBKL0509W01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0509W01.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0509W01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE, ensure your bank's portal accepts IFSC IBKL0509W01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE, use IMPS. With IFSC IBKL0509W01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0509W01 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wardha Nagari Sahakari Adhikosh Bank Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE branch, the IFSC IBKL0509W01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Wardha Nagari Sahakari Adhikosh Bank Head Office branch

Once you have an account at IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE, the IFSC IBKL0509W01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Wardha Nagari Sahakari Adhikosh Bank Head Office branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9960560552.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0509W01

Digital banking channels

Most day-to-day work that customers used to do at the Wardha Nagari Sahakari Adhikosh Bank Head Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0509W01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Wardha Nagari Sahakari Adhikosh Bank Head Office branch sits at MADHAV BHAWAN DEVI ASHTA BHUJA MANDIR CHOWK DHANTOLI WARDHA 442001. If you are travelling from outside Wardha, search for the branch on a maps application using the bank name and locality, or call 91-9960560552 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0509W01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE:

• The IFSC is exactly IBKL0509W01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Wardha Nagari Sahakari Adhikosh Bank Head Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0509W01 continue to work without interruption.

Verifying IFSC IBKL0509W01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0509W01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9960560552.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0509W01 belongs to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK HEAD OFFICE branch, located at MADHAV BHAWAN DEVI ASHTA BHUJA MANDIR CHOWK DHANTOLI WARDHA 442001 in WARDHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.