This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, VIJAYWADA branch in VIJAYAWADA. The 11-digit IFSC IBKL0000089 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the VIJAYWADA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – VIJAYWADA is IBKL0000089. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000089 map to this branch in VIJAYAWADA, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Vijaywada |
| IFSC Code | IBKL0000089 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JEEVAN VIKASM.G.ROAD, NEAR STATUE JUNCTION |
| City | Vijayawada |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9912744882 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Vijaywada branch in Vijayawada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000089.
About the Vijaywada branch
The Vijaywada branch of IDBI Bank is situated at JEEVAN VIKASM.G.ROAD, NEAR STATUE JUNCTION. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000089 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIJAYWADA of IDBI Bank — its own 11-character IFSC. The code IBKL0000089 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000089 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0000089
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000089 across all three.
NEFT to IDBI Bank, VIJAYWADA using IFSC IBKL0000089
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000089, and confirm that the system picks up IDBI Bank – VIJAYWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIJAYWADA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's VIJAYWADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000089 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank VIJAYWADA (IFSC IBKL0000089)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000089 in your mobile or internet banking app, and the money is credited to the VIJAYWADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000089 for IDBI Bank – VIJAYWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000089 | Yes – IBKL0000089 | Yes – IBKL0000089 |
For most retail customers crediting the Vijaywada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0000089
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – VIJAYWADA is still mapped to IFSC IBKL0000089. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000089 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vijaywada branch is mapped to IFSC IBKL0000089 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000089.
Products and services
Customers walking into the Vijaywada branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000089
MICR & cheque-truncation details
Cheques drawn on the Vijaywada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000089 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IBKL0000089
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the VIJAYWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000089 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0000089
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – VIJAYWADA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000089. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vijaywada branch sits at JEEVAN VIKASM.G.ROAD, NEAR STATUE JUNCTION. If you are travelling from outside Vijayawada, search for the branch on a maps application using the bank name and locality, or call 91-9912744882 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000089 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000089 for IDBI Bank – VIJAYWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vijaywada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000089, however, work 24x7.
Branch address & contact
IDBI BankVijaywada Branch
JEEVAN VIKASM.G.ROAD, NEAR STATUE JUNCTION
Vijayawada, Andhra Pradesh
Phone: 91-9912744882
IFSC: IBKL0000089
Frequently asked questions
Is IFSC IBKL0000089 the same for all accounts at Vijaywada branch?
Yes. The IFSC IBKL0000089 is shared by every account held at IDBI Bank's Vijaywada branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Vijaywada branch?
The IFSC code of IDBI Bank, Vijaywada branch is IBKL0000089. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0000089 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Vijaywada reflect within 30 minutes.
Where is IDBI Bank Vijaywada branch located?
IDBI Bank's Vijaywada branch is located at JEEVAN VIKASM.G.ROAD, NEAR STATUE JUNCTION, Vijayawada, Andhra Pradesh.
Is IFSC IBKL0000089 valid for NEFT and RTGS?
Yes. IFSC IBKL0000089 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Vijaywada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9912744882 to confirm.
Summary
The IFSC code IBKL0000089 belongs to IDBI Bank's VIJAYWADA branch, located at JEEVAN VIKASM.G.ROAD, NEAR STATUE JUNCTION in VIJAYAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
