If you are searching for the IFSC code of IDBI Bank, CHALA ROAD VAPI branch in VAPI, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is IBKL0002025. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHALA ROAD VAPI branch, and detailed step-by-step guides for using the IFSC IBKL0002025 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – CHALA ROAD VAPI is IBKL0002025. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002025 map to this branch in VAPI, GUJARAT.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Chala Road Vapi |
| IFSC Code | IBKL0002025 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ARIHANT CORNER,OPP.TBZ,CHALA ROAD,VAPI -396191 |
| City | Vapi |
| District | Valsad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 7698818883 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chala Road Vapi branch in Vapi, Gujarat is part of this network and uses the IFSC code IBKL0002025 for all electronic settlement.
About the Chala Road Vapi branch
The Chala Road Vapi branch of IDBI Bank is situated at ARIHANT CORNER,OPP.TBZ,CHALA ROAD,VAPI -396191. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002025 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's CHALA ROAD VAPI branch came to be assigned the code IBKL0002025.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002025, money simply cannot be routed to the CHALA ROAD VAPI branch electronically.
How to transfer money using IFSC IBKL0002025
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002025 across all three.
NEFT to IDBI Bank, CHALA ROAD VAPI using IFSC IBKL0002025
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002025, and confirm that the system picks up IDBI Bank – CHALA ROAD VAPI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0002025
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – CHALA ROAD VAPI, ensure your bank's portal accepts IFSC IBKL0002025 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – CHALA ROAD VAPI, use IMPS. With IFSC IBKL0002025 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002025 for IDBI Bank – CHALA ROAD VAPI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002025 | Yes – IBKL0002025 | Yes – IBKL0002025 |
For most retail customers crediting the Chala Road Vapi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0002025
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – CHALA ROAD VAPI is still mapped to IFSC IBKL0002025. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002025 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chala Road Vapi branch is mapped to IFSC IBKL0002025 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002025.
Banking services available
The Chala Road Vapi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7698818883.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002025
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002025 and the account number together uniquely identify the Chala Road Vapi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chala Road Vapi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002025 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – CHALA ROAD VAPI:
- The IFSC is exactly IBKL0002025 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and CHALA ROAD VAPI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chala Road Vapi branch sits at ARIHANT CORNER,OPP.TBZ,CHALA ROAD,VAPI -396191. If you are travelling from outside Vapi, search for the branch on a maps application using the bank name and locality, or call 91-7698818883 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002025 and your account number.
Verifying IFSC IBKL0002025 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002025 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7698818883.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chala Road Vapi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002025 continue to work without interruption.
Branch address & contact
IDBI BankChala Road Vapi Branch
ARIHANT CORNER,OPP.TBZ,CHALA ROAD,VAPI -396191
Vapi, Gujarat
Phone: 91-7698818883
IFSC: IBKL0002025
Frequently asked questions
Is IFSC IBKL0002025 the same for all accounts at Chala Road Vapi branch?
Yes. The IFSC IBKL0002025 is shared by every account held at IDBI Bank's Chala Road Vapi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0002025 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Chala Road Vapi reflect within 30 minutes.
Can I use IFSC IBKL0002025 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0002025 to send funds instantly.
Where is IDBI Bank Chala Road Vapi branch located?
IDBI Bank's Chala Road Vapi branch is located at ARIHANT CORNER,OPP.TBZ,CHALA ROAD,VAPI -396191, Vapi, Gujarat.
What is the phone number of IDBI Bank Chala Road Vapi branch?
You can reach the branch at 91-7698818883 during regular banking hours.
Is IFSC IBKL0002025 valid for NEFT and RTGS?
Yes. IFSC IBKL0002025 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IBKL0002025 belongs to IDBI Bank's CHALA ROAD VAPI branch, located at ARIHANT CORNER,OPP.TBZ,CHALA ROAD,VAPI -396191 in VAPI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
