If you are searching for the IFSC code of IDBI Bank, NIZAMPURA VADODARA branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is IBKL0001976. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NIZAMPURA VADODARA branch, and detailed step-by-step guides for using the IFSC IBKL0001976 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – NIZAMPURA VADODARA is IBKL0001976. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001976 map to this branch in VADODARA, GUJARAT.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Nizampura Vadodara |
| IFSC Code | IBKL0001976 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C 268AND 269 SWAMINARAYAN NAGAR,NEAR RELIANCE DIGITAL NIZAMPURA MAIN ROAD NIZAMPURA,VADODARA |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| STD Code | 91 |
| Phone | 8889113344 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nizampura Vadodara branch in Vadodara, Gujarat is part of this network and uses the IFSC code IBKL0001976 for all electronic settlement.
Nizampura Vadodara branch overview
Located at C 268AND 269 SWAMINARAYAN NAGAR,NEAR RELIANCE DIGITAL NIZAMPURA MAIN ROAD NIZAMPURA,VADODARA, the Nizampura Vadodara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0001976 is required for all interbank electronic transfers routed through this branch.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIZAMPURA VADODARA of IDBI Bank — its own 11-character IFSC. The code IBKL0001976 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001976 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001976
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001976 across all three.
NEFT to IDBI Bank, NIZAMPURA VADODARA using IFSC IBKL0001976
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001976, and confirm that the system picks up IDBI Bank – NIZAMPURA VADODARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001976
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – NIZAMPURA VADODARA, ensure your bank's portal accepts IFSC IBKL0001976 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – NIZAMPURA VADODARA, use IMPS. With IFSC IBKL0001976 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001976 for IDBI Bank – NIZAMPURA VADODARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001976 | Yes – IBKL0001976 | Yes – IBKL0001976 |
For most retail customers crediting the Nizampura Vadodara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's NIZAMPURA VADODARA branch, the IFSC IBKL0001976 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nizampura Vadodara branch is mapped to IFSC IBKL0001976 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001976.
Products and services
Customers walking into the Nizampura Vadodara branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001976
MICR & cheque-truncation details
Cheques drawn on the Nizampura Vadodara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001976 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IBKL0001976
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the NIZAMPURA VADODARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001976 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001976
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – NIZAMPURA VADODARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001976. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nizampura Vadodara branch sits at C 268AND 269 SWAMINARAYAN NAGAR,NEAR RELIANCE DIGITAL NIZAMPURA MAIN ROAD NIZAMPURA,VADODARA. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 91-8889113344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001976 and your account number.
Verifying IFSC IBKL0001976 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001976 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8889113344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nizampura Vadodara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001976, however, work 24x7.
Branch address & contact
IDBI BankNizampura Vadodara Branch
C 268AND 269 SWAMINARAYAN NAGAR,NEAR RELIANCE DIGITAL NIZAMPURA MAIN ROAD NIZAMPURA,VADODARA
Vadodara, Gujarat
Phone: 91-8889113344
IFSC: IBKL0001976
Frequently asked questions
Where is IDBI Bank Nizampura Vadodara branch located?
IDBI Bank's Nizampura Vadodara branch is located at C 268AND 269 SWAMINARAYAN NAGAR,NEAR RELIANCE DIGITAL NIZAMPURA MAIN ROAD NIZAMPURA,VADODARA, Vadodara, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nizampura Vadodara branch but serve different purposes.
How do I add IDBI Bank Nizampura Vadodara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001976, and complete OTP verification. Once activated, you can transfer funds at any time.
Does IDBI Bank Nizampura Vadodara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8889113344 to confirm.
What is the phone number of IDBI Bank Nizampura Vadodara branch?
You can reach the branch at 91-8889113344 during regular banking hours.
Is IFSC IBKL0001976 the same for all accounts at Nizampura Vadodara branch?
Yes. The IFSC IBKL0001976 is shared by every account held at IDBI Bank's Nizampura Vadodara branch. Only the account number changes from customer to customer.
Can I use IFSC IBKL0001976 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001976 to send funds instantly.
Summary
The IFSC code IBKL0001976 belongs to IDBI Bank's NIZAMPURA VADODARA branch, located at C 268AND 269 SWAMINARAYAN NAGAR,NEAR RELIANCE DIGITAL NIZAMPURA MAIN ROAD… in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
