Below are the complete branch details for IDBI Bank, UNJHA branch, located in UNJHA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0000330. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0000330 for IDBI Bank – UNJHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's UNJHA branch, the IFSC IBKL0000330 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 000330 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Unjha branch — IFSC IBKL0000330 — extends the bank's services to customers in and around Unjha, Gujarat.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Unjha |
| IFSC Code | IBKL0000330 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NR BANK OF BARODA STATION ROAD UNJHA 384170 PHONE 027672556747576 FAX 02767255677 |
| City | Unjha |
| District | Patan |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9824511912 |
About the Unjha branch
The Unjha branch of IDBI Bank is situated at NR BANK OF BARODA STATION ROAD UNJHA 384170 PHONE 027672556747576 FAX 02767255677. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000330 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UNJHA of IDBI Bank — its own 11-character IFSC. The code IBKL0000330 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000330 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Unjha branch is mapped to IFSC IBKL0000330 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000330.
Banking services available
The Unjha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9824511912.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000330
How to transfer money using IFSC IBKL0000330
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000330 across all three.
NEFT to IDBI Bank, UNJHA using IFSC IBKL0000330
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000330, and confirm that the system picks up IDBI Bank – UNJHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000330
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – UNJHA, ensure your bank's portal accepts IFSC IBKL0000330 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank UNJHA (IFSC IBKL0000330)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000330 in your mobile or internet banking app, and the money is credited to the UNJHA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Unjha
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000330:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at UNJHA is still linked to IFSC IBKL0000330.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0000330
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – UNJHA is still mapped to IFSC IBKL0000330. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000330 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0000330
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the UNJHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000330 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000330 and the account number together uniquely identify the Unjha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – UNJHA:
- The IFSC is exactly IBKL0000330 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and UNJHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Unjha branch
The branch is located at NR BANK OF BARODA STATION ROAD UNJHA 384170 PHONE 027672556747576 FAX 02767255677, which puts it inside Unjha, the broader Patan district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Unjha branch” — the verified location pin for IFSC IBKL0000330 should appear at the top of the results.
- Confirm the branch is open by calling 91-9824511912 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000330 and your account number.
Verifying IFSC IBKL0000330 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000330 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9824511912.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Unjha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000330, however, work 24x7.
Branch address & contact
IDBI BankUnjha Branch
NR BANK OF BARODA STATION ROAD UNJHA 384170 PHONE 027672556747576 FAX 02767255677
Unjha, Gujarat
Phone: 91-9824511912
IFSC: IBKL0000330
Frequently asked questions
Where is IDBI Bank Unjha branch located?
IDBI Bank's Unjha branch is located at NR BANK OF BARODA STATION ROAD UNJHA 384170 PHONE 027672556747576 FAX 02767255677, Unjha, Gujarat.
How quickly will an NEFT transfer using IBKL0000330 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Unjha reflect within 30 minutes.
Is IFSC IBKL0000330 valid for NEFT and RTGS?
Yes. IFSC IBKL0000330 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Unjha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000330, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDBI Bank Unjha branch?
The IFSC code of IDBI Bank, Unjha branch is IBKL0000330. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Unjha branch but serve different purposes.
What is the phone number of IDBI Bank Unjha branch?
You can reach the branch at 91-9824511912 during regular banking hours.
Summary
The IFSC code IBKL0000330 belongs to IDBI Bank's UNJHA branch, located at NR BANK OF BARODA STATION ROAD UNJHA 384170 PHONE 027672556747576 FAX… in UNJHA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
