IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Belondgi Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's SANGLI DCC BANK LTD SANGLI BELONDGI branch in UMADI, MAHARASHTRA. The branch's IFSC code IBKL0SDC145 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – SANGLI DCC BANK LTD SANGLI BELONDGI is IBKL0SDC145. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SDC145 map to this branch in UMADI, MAHARASHTRA.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sangli Dcc Bank Ltd Sangli Belondgi branch — IFSC IBKL0SDC145 — extends the bank's services to customers in and around Umadi, Maharashtra.

About the Sangli Dcc Bank Ltd Sangli Belondgi branch

The Sangli Dcc Bank Ltd Sangli Belondgi branch of IDBI Bank is situated at A P BELONDGI TAL JATH DIST SANGLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0SDC145 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGLI DCC BANK LTD SANGLI BELONDGI branch came to be assigned the code IBKL0SDC145.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SDC145, money simply cannot be routed to the SANGLI DCC BANK LTD SANGLI BELONDGI branch electronically.

How to transfer money using IFSC IBKL0SDC145

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC145 across all three.

NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI BELONDGI using IFSC IBKL0SDC145

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC145, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI BELONDGI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0SDC145

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI BELONDGI, ensure your bank's portal accepts IFSC IBKL0SDC145 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank SANGLI DCC BANK LTD SANGLI BELONDGI (IFSC IBKL0SDC145)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0SDC145 in your mobile or internet banking app, and the money is credited to the SANGLI DCC BANK LTD SANGLI BELONDGI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0SDC145 for IDBI Bank – SANGLI DCC BANK LTD SANGLI BELONDGI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Belondgi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0SDC145

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI BELONDGI is still mapped to IFSC IBKL0SDC145. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC145 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sangli Dcc Bank Ltd Sangli Belondgi branch is mapped to IFSC IBKL0SDC145 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0SDC145.

Banking services available

The Sangli Dcc Bank Ltd Sangli Belondgi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2344-222513.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0SDC145

MICR & cheque-truncation details

Cheques drawn on the Sangli Dcc Bank Ltd Sangli Belondgi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC145 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL0SDC145

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI BELONDGI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC145 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI BELONDGI:

• The IFSC is exactly IBKL0SDC145 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SANGLI DCC BANK LTD SANGLI BELONDGI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sangli Dcc Bank Ltd Sangli Belondgi branch sits at A P BELONDGI TAL JATH DIST SANGLI. If you are travelling from outside Umadi, search for the branch on a maps application using the bank name and locality, or call 2344-222513 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0SDC145 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0SDC145 for IDBI Bank – SANGLI DCC BANK LTD SANGLI BELONDGI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sangli Dcc Bank Ltd Sangli Belondgi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0SDC145, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0SDC145 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI BELONDGI branch, in UMADI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.