IFSC Code of IDBI Bank, Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR branch in TUMKUR. The 11-digit IFSC IBKL0362SBB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR is IBKL0362SBB. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 362SBB map to this branch in TUMKUR, KARNATAKA.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur branch in Tumkur, Karnataka is part of this network and uses the IFSC code IBKL0362SBB for all electronic settlement.

About this branch

The branch is located at S S PURAM,MAIN ROAD,TUMKUR PIN 572102. It serves the Tumkur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0362SBB is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR branch came to be assigned the code IBKL0362SBB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0362SBB, money simply cannot be routed to the SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0362SBB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0362SBB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0362SBB across all three.

NEFT to IDBI Bank, SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR using IFSC IBKL0362SBB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0362SBB, and confirm that the system picks up IDBI Bank – SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0362SBB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR, ensure your bank's portal accepts IFSC IBKL0362SBB while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR (IFSC IBKL0362SBB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0362SBB in your mobile or internet banking app, and the money is credited to the SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0362SBB for IDBI Bank – SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0362SBB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR is still mapped to IFSC IBKL0362SBB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0362SBB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur branch is mapped to IFSC IBKL0362SBB on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0362SBB.

Banking services available

The Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 816-2278806.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0362SBB

Digital banking channels

Most day-to-day work that customers used to do at the Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0362SBB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur branch sits at S S PURAM,MAIN ROAD,TUMKUR PIN 572102. If you are travelling from outside Tumkur, search for the branch on a maps application using the bank name and locality, or call 816-2278806 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0362SBB and your account number.

Common mistakes to avoid when using IFSC IBKL0362SBB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0362SBB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sree Bhyraveshwara Sahakara Bank Niyamitha Tumkur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0362SBB continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0362SBB for IDBI Bank – SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0362SBB belongs to IDBI Bank's SREE BHYRAVESHWARA SAHAKARA BANK NIYAMITHA TUMKUR branch, located at S S PURAM,MAIN ROAD,TUMKUR PIN 572102 in TUMKUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.