This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, AMBATTUR branch in THIRUVALLUR. The 11-digit IFSC IBKL0000251 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the AMBATTUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – AMBATTUR is IBKL0000251. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000251 map to this branch in THIRUVALLUR, TAMIL NADU.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Ambattur branch in Thiruvallur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000251.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Ambattur |
| IFSC Code | IBKL0000251 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, PLOT NO 11, DOOR NO 470, MTH ROAD, SECRETARIAL COLONY,AMBATTUR, CHENNAI-600053 |
| City | Thiruvallur |
| District | Tiruvallur |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 7200083210 |
About the Ambattur branch
The Ambattur branch of IDBI Bank is situated at FIRST FLOOR, PLOT NO 11, DOOR NO 470, MTH ROAD, SECRETARIAL COLONY,AMBATTUR, CHENNAI-600053. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000251 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's AMBATTUR branch came to be assigned the code IBKL0000251.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000251, money simply cannot be routed to the AMBATTUR branch electronically.
Products and account variants supported
Every account opened at the Ambattur branch is mapped to IFSC IBKL0000251 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000251.
Banking services available
The Ambattur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7200083210.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000251
How to transfer money using IFSC IBKL0000251
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000251 across all three.
NEFT to IDBI Bank, AMBATTUR using IFSC IBKL0000251
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000251, and confirm that the system picks up IDBI Bank – AMBATTUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000251
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – AMBATTUR, ensure your bank's portal accepts IFSC IBKL0000251 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – AMBATTUR, use IMPS. With IFSC IBKL0000251 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000251 for IDBI Bank – AMBATTUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000251 | Yes – IBKL0000251 | Yes – IBKL0000251 |
For most retail customers crediting the Ambattur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's AMBATTUR branch, the IFSC IBKL0000251 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0000251
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the AMBATTUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000251 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000251 and the account number together uniquely identify the Ambattur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IBKL0000251
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – AMBATTUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000251. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ambattur branch sits at FIRST FLOOR, PLOT NO 11, DOOR NO 470, MTH ROAD, SECRETARIAL COLONY,AMBATTUR, CHENNAI-600053. If you are travelling from outside Thiruvallur, search for the branch on a maps application using the bank name and locality, or call 91-7200083210 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000251 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000251 for IDBI Bank – AMBATTUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ambattur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000251 continue to work without interruption.
Branch address & contact
IDBI BankAmbattur Branch
FIRST FLOOR, PLOT NO 11, DOOR NO 470, MTH ROAD, SECRETARIAL COLONY,AMBATTUR, CHENNAI-600053
Thiruvallur, Tamil Nadu
Phone: 91-7200083210
IFSC: IBKL0000251
Frequently asked questions
Does IDBI Bank Ambattur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7200083210 to confirm.
Is IFSC IBKL0000251 the same for all accounts at Ambattur branch?
Yes. The IFSC IBKL0000251 is shared by every account held at IDBI Bank's Ambattur branch. Only the account number changes from customer to customer.
What is the IFSC code of IDBI Bank Ambattur branch?
The IFSC code of IDBI Bank, Ambattur branch is IBKL0000251. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambattur branch but serve different purposes.
Can I use IFSC IBKL0000251 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000251 to send funds instantly.
Where is IDBI Bank Ambattur branch located?
IDBI Bank's Ambattur branch is located at FIRST FLOOR, PLOT NO 11, DOOR NO 470, MTH ROAD, SECRETARIAL COLONY,AMBATTUR, CHENNAI-600053, Thiruvallur, Tamil Nadu.
Is IFSC IBKL0000251 valid for NEFT and RTGS?
Yes. IFSC IBKL0000251 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank Ambattur branch?
You can reach the branch at 91-7200083210 during regular banking hours.
Final notes
To recap: IBKL0000251 is the IFSC code of IDBI Bank, AMBATTUR branch, in THIRUVALLUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
