IFSC Code of IDBI Bank, Tellicherry Co Operative Urban Bank Limited Thalassery Branch, Kerala

If you are searching for the IFSC code of IDBI Bank, TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch in THALASSERY, KERALA, this page has every detail you need. The verified IFSC code for this branch is IBKL01154T1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch, and detailed step-by-step guides for using the IFSC IBKL01154T1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL01154T1 is the IFSC of IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch. The format is fixed: IBKL = bank code, 0 = reserved, 1154T1 = branch identifier.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tellicherry Co Operative Urban Bank Limited Thalassery branch — IFSC IBKL01154T1 — extends the bank's services to customers in and around Thalassery, Kerala.

Tellicherry Co Operative Urban Bank Limited Thalassery branch overview

Located at N C C ROAD THALASSERY PIN 670101, the Tellicherry Co Operative Urban Bank Limited Thalassery branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL01154T1 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch came to be assigned the code IBKL01154T1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL01154T1, money simply cannot be routed to the TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch electronically.

How to transfer money using IFSC IBKL01154T1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01154T1 across all three.

How to use IFSC IBKL01154T1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL01154T1.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL01154T1 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY (IFSC IBKL01154T1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL01154T1 in your mobile or internet banking app, and the money is credited to the TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tellicherry Co Operative Urban Bank Limited Thalassery

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL01154T1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY is still linked to IFSC IBKL01154T1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch, the IFSC IBKL01154T1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tellicherry Co Operative Urban Bank Limited Thalassery branch is mapped to IFSC IBKL01154T1 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL01154T1.

Products and services

Customers walking into the Tellicherry Co Operative Urban Bank Limited Thalassery branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL01154T1

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL01154T1 and the account number together uniquely identify the Tellicherry Co Operative Urban Bank Limited Thalassery branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Tellicherry Co Operative Urban Bank Limited Thalassery branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL01154T1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC IBKL01154T1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL01154T1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tellicherry Co Operative Urban Bank Limited Thalassery branch sits at N C C ROAD THALASSERY PIN 670101. If you are travelling from outside Thalassery, search for the branch on a maps application using the bank name and locality, or call 490-2320376 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL01154T1 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL01154T1 for IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tellicherry Co Operative Urban Bank Limited Thalassery branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL01154T1, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL01154T1 belongs to IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED THALASSERY branch, located at N C C ROAD THALASSERY PIN 670101 in THALASSERY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.