IFSC Code of IDBI Bank, Tellicherry Co Operative Urban Bank Limited Manjodi Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI branch in THALASSERY. The 11-digit IFSC IBKL01154T2 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL01154T2 is the IFSC of IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI branch. The format is fixed: IBKL = bank code, 0 = reserved, 1154T2 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tellicherry Co Operative Urban Bank Limited Manjodi branch — IFSC IBKL01154T2 — extends the bank's services to customers in and around Thalassery, Kerala.

About this branch

The branch is located at NR THIRUVANGAD TEMPLE THIRUVANGAD PIN 670103. It serves the Thalassery region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL01154T2 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI branch came to be assigned the code IBKL01154T2.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL01154T2, money simply cannot be routed to the TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL01154T2 and the account number together uniquely identify the Tellicherry Co Operative Urban Bank Limited Manjodi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL01154T2

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01154T2 across all three.

NEFT to IDBI Bank, TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI using IFSC IBKL01154T2

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL01154T2, and confirm that the system picks up IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL01154T2

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI, ensure your bank's portal accepts IFSC IBKL01154T2 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI, use IMPS. With IFSC IBKL01154T2 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL01154T2 for IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tellicherry Co Operative Urban Bank Limited Manjodi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI branch, the IFSC IBKL01154T2 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Tellicherry Co Operative Urban Bank Limited Manjodi branch

Once you have an account at IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI, the IFSC IBKL01154T2 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tellicherry Co Operative Urban Bank Limited Manjodi branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL01154T2

Online banking and IFSC IBKL01154T2

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL01154T2 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Tellicherry Co Operative Urban Bank Limited Manjodi branch

The branch is located at NR THIRUVANGAD TEMPLE THIRUVANGAD PIN 670103, which puts it inside Thalassery, the broader Cannur district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Tellicherry Co Operative Urban Bank Limited Manjodi branch” — the verified location pin for IFSC IBKL01154T2 should appear at the top of the results.
2. Confirm the branch is open by calling 490-2324463 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL01154T2 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI:

• The IFSC is exactly IBKL01154T2 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Tellicherry Co Operative Urban Bank Limited Manjodi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL01154T2 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL01154T2 for IDBI Bank – TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL01154T2 belongs to IDBI Bank's TELLICHERRY CO OPERATIVE URBAN BANK LIMITED MANJODI branch, located at NR THIRUVANGAD TEMPLE THIRUVANGAD PIN 670103 in THALASSERY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.