IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Ltd. Tehri Branch, Uttarakhand

Below are the complete branch details for IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch, located in TEHRI, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0070T40. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0070T40 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch, the IFSC IBKL0070T40 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 070T40 identifies this particular branch.

Branch details at a glance

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tehri Garhwal Zila Sahkari Bank Ltd. Tehri branch in Tehri, Uttarakhand is part of this network and uses the IFSC code IBKL0070T40 for all electronic settlement.

About this branch

The branch is located at NAKOT,P O NAKOT,TEHRI GARHWAL,PIN CODE 249199. It serves the Tehri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0070T40 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch came to be assigned the code IBKL0070T40.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0070T40, money simply cannot be routed to the TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch electronically.

How to transfer money using IFSC IBKL0070T40

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T40 across all three.

NEFT to IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI using IFSC IBKL0070T40

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0070T40, and confirm that the system picks up IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0070T40 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI (IFSC IBKL0070T40)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0070T40 in your mobile or internet banking app, and the money is credited to the TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tehri Garhwal Zila Sahkari Bank Ltd. Tehri

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0070T40:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI is still linked to IFSC IBKL0070T40.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0070T40

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI is still mapped to IFSC IBKL0070T40. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0070T40 and the beneficiary's account number to complete the transfer.

Account types you can open at the Tehri Garhwal Zila Sahkari Bank Ltd. Tehri branch

Once you have an account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI, the IFSC IBKL0070T40 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Tehri Garhwal Zila Sahkari Bank Ltd. Tehri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8192096516.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0070T40

MICR & cheque-truncation details

Cheques drawn on the Tehri Garhwal Zila Sahkari Bank Ltd. Tehri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0070T40 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL0070T40

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0070T40 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IBKL0070T40

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0070T40.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tehri Garhwal Zila Sahkari Bank Ltd. Tehri branch sits at NAKOT,P O NAKOT,TEHRI GARHWAL,PIN CODE 249199. If you are travelling from outside Tehri, search for the branch on a maps application using the bank name and locality, or call 91-8192096516 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0070T40 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T40 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Tehri Garhwal Zila Sahkari Bank Ltd. Tehri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0070T40 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0070T40 belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LTD. TEHRI branch, located at NAKOT,P O NAKOT,TEHRI GARHWAL,PIN CODE 249199 in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.