IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur Branch, Uttarakhand

Use this page as a one-stop reference for everything related to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR branch in TEHRI, UTTARAKHAND. The branch's IFSC code IBKL0070T32 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0070T32 is the IFSC of IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR branch. The format is fixed: IBKL = bank code, 0 = reserved, 070T32 = branch identifier.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur branch — IFSC IBKL0070T32 — extends the bank's services to customers in and around Tehri, Uttarakhand.

Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur branch overview

Located at SIDHSAUR P O SIDHSAUR RUDRAPRAYAG UTTARAKHAND, the Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0070T32 is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR of IDBI Bank — its own 11-character IFSC. The code IBKL0070T32 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0070T32 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0070T32

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T32 across all three.

How to use IFSC IBKL0070T32 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0070T32.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0070T32 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR, use IMPS. With IFSC IBKL0070T32 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0070T32:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR is still linked to IFSC IBKL0070T32.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0070T32

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR is still mapped to IFSC IBKL0070T32. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0070T32 and the beneficiary's account number to complete the transfer.

Account types you can open at the Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur branch

Once you have an account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR, the IFSC IBKL0070T32 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0070T32

MICR & cheque-truncation details

Cheques drawn on the Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0070T32 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IBKL0070T32

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0070T32 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IBKL0070T32

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0070T32.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur branch sits at SIDHSAUR P O SIDHSAUR RUDRAPRAYAG UTTARAKHAND. If you are travelling from outside Tehri, search for the branch on a maps application using the bank name and locality, or call 1376-232735 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0070T32 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T32 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Tehri Garhwal Zila Sahkari Bank Limited Sidhsaur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0070T32 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0070T32 belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED SIDHSAUR branch, located at SIDHSAUR P O SIDHSAUR RUDRAPRAYAG UTTARAKHAND in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.