IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar Branch, Uttarakhand

Below are the complete branch details for IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR branch, located in TEHRI, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0070T06. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0070T06 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR is IBKL0070T06. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 070T06 map to this branch in TEHRI, UTTARAKHAND.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch — IFSC IBKL0070T06 — extends the bank's services to customers in and around Tehri, Uttarakhand.

About the Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch

The Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch of IDBI Bank is situated at NARENDRA NAGAR P O NARENDRA NAGAR TEHRI GARHWAL,UTTARAKHAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0070T06 is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0070T06 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0070T06 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0070T06

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T06 across all three.

NEFT to IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR using IFSC IBKL0070T06

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0070T06, and confirm that the system picks up IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0070T06 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR, use IMPS. With IFSC IBKL0070T06 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0070T06 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0070T06

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR is still mapped to IFSC IBKL0070T06. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0070T06 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch is mapped to IFSC IBKL0070T06 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0070T06.

Products and services

Customers walking into the Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0070T06

MICR & cheque-truncation details

Cheques drawn on the Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0070T06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0070T06 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC IBKL0070T06

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0070T06.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch sits at NARENDRA NAGAR P O NARENDRA NAGAR TEHRI GARHWAL,UTTARAKHAND. If you are travelling from outside Tehri, search for the branch on a maps application using the bank name and locality, or call 1376-232735 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0070T06 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T06 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0070T06 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0070T06 belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED NARENDRA NAGAR branch, located at NARENDRA NAGAR P O NARENDRA NAGAR TEHRI GARHWAL,UTTARAKHAND in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.