IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Mayali Branch, Uttarakhand

Below are the complete branch details for IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch, located in TEHRI, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0070T31. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0070T31 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0070T31 is the IFSC of IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch. The format is fixed: IBKL = bank code, 0 = reserved, 070T31 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tehri Garhwal Zila Sahkari Bank Limited Mayali branch — IFSC IBKL0070T31 — extends the bank's services to customers in and around Tehri, Uttarakhand.

Branch details at a glance

About this branch

The branch is located at MAYALI P O MAYALI RUDRAPRAYAG UTTARAKHAND. It serves the Tehri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0070T31 is used to identify this branch on the RBI payments network.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI of IDBI Bank — its own 11-character IFSC. The code IBKL0070T31 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0070T31 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Tehri Garhwal Zila Sahkari Bank Limited Mayali branch

Once you have an account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI, the IFSC IBKL0070T31 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tehri Garhwal Zila Sahkari Bank Limited Mayali branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0070T31

How to transfer money using IFSC IBKL0070T31

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T31 across all three.

How to use IFSC IBKL0070T31 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0070T31.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0070T31 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI (IFSC IBKL0070T31)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0070T31 in your mobile or internet banking app, and the money is credited to the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tehri Garhwal Zila Sahkari Bank Limited Mayali

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0070T31:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI is still linked to IFSC IBKL0070T31.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch, the IFSC IBKL0070T31 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0070T31

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0070T31 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0070T31 and the account number together uniquely identify the Tehri Garhwal Zila Sahkari Bank Limited Mayali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0070T31

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0070T31.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Tehri Garhwal Zila Sahkari Bank Limited Mayali branch

The branch is located at MAYALI P O MAYALI RUDRAPRAYAG UTTARAKHAND, which puts it inside Tehri, the broader Tehri Garhwal district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Tehri Garhwal Zila Sahkari Bank Limited Mayali branch” — the verified location pin for IFSC IBKL0070T31 should appear at the top of the results.
2. Confirm the branch is open by calling 1376-232735 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0070T31 and your account number.

Verifying IFSC IBKL0070T31 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0070T31 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1376-232735.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Tehri Garhwal Zila Sahkari Bank Limited Mayali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0070T31 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0070T31 is the IFSC code of IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED MAYALI branch, in TEHRI, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.