IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar Branch, Uttarakhand

Below are the complete branch details for IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR branch, located in TEHRI, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0070T12. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0070T12 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR is IBKL0070T12. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 070T12 map to this branch in TEHRI, UTTARAKHAND.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch in Tehri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0070T12.

About the Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch

The Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch of IDBI Bank is situated at KIRTI NAGAR P O KIRTI NAGAR TEHRI GARHWAL,UTTARAKHAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0070T12 is used.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR of IDBI Bank — its own 11-character IFSC. The code IBKL0070T12 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0070T12 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0070T12 and the account number together uniquely identify the Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0070T12

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T12 across all three.

NEFT to IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR using IFSC IBKL0070T12

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0070T12, and confirm that the system picks up IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0070T12 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR, use IMPS. With IFSC IBKL0070T12 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0070T12 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR branch, the IFSC IBKL0070T12 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch is mapped to IFSC IBKL0070T12 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0070T12.

Banking services available

The Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1376-232735.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0070T12

Digital banking channels

Most day-to-day work that customers used to do at the Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0070T12 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch

The branch is located at KIRTI NAGAR P O KIRTI NAGAR TEHRI GARHWAL,UTTARAKHAND, which puts it inside Tehri, the broader Tehri Garhwal district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch” — the verified location pin for IFSC IBKL0070T12 should appear at the top of the results.
2. Confirm the branch is open by calling 1376-232735 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0070T12 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR:

• The IFSC is exactly IBKL0070T12 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tehri Garhwal Zila Sahkari Bank Limited Kirti Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0070T12, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T12 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0070T12 belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KIRTI NAGAR branch, located at KIRTI NAGAR P O KIRTI NAGAR TEHRI GARHWAL,UTTARAKHAND in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.