IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Khari Branch, Uttarakhand

If you are searching for the IFSC code of IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch in TEHRI, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is IBKL0070T29. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch, and detailed step-by-step guides for using the IFSC IBKL0070T29 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0070T29 is the IFSC of IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch. The format is fixed: IBKL = bank code, 0 = reserved, 070T29 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tehri Garhwal Zila Sahkari Bank Limited Khari branch — IFSC IBKL0070T29 — extends the bank's services to customers in and around Tehri, Uttarakhand.

About this branch

The branch is located at KHARI P O JAJAL TEHRI GARHWAL,UTTARAKHAND. It serves the Tehri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0070T29 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI of IDBI Bank — its own 11-character IFSC. The code IBKL0070T29 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0070T29 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Tehri Garhwal Zila Sahkari Bank Limited Khari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0070T29 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0070T29

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T29 across all three.

How to use IFSC IBKL0070T29 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0070T29.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0070T29

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI, ensure your bank's portal accepts IFSC IBKL0070T29 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI (IFSC IBKL0070T29)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0070T29 in your mobile or internet banking app, and the money is credited to the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0070T29 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tehri Garhwal Zila Sahkari Bank Limited Khari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch, the IFSC IBKL0070T29 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tehri Garhwal Zila Sahkari Bank Limited Khari branch is mapped to IFSC IBKL0070T29 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0070T29.

Products and services

Customers walking into the Tehri Garhwal Zila Sahkari Bank Limited Khari branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0070T29

Online banking and IFSC IBKL0070T29

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0070T29 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Tehri Garhwal Zila Sahkari Bank Limited Khari branch sits at KHARI P O JAJAL TEHRI GARHWAL,UTTARAKHAND. If you are travelling from outside Tehri, search for the branch on a maps application using the bank name and locality, or call 1376-232735 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0070T29 and your account number.

Common mistakes to avoid when using IFSC IBKL0070T29

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0070T29.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Tehri Garhwal Zila Sahkari Bank Limited Khari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0070T29 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T29 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0070T29 is the IFSC code of IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED KHARI branch, in TEHRI, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.