IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal Branch, Uttarakhand

If you are searching for the IFSC code of IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch in TEHRI, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is IBKL0070T19. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch, and detailed step-by-step guides for using the IFSC IBKL0070T19 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0070T19 is the IFSC of IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch. The format is fixed: IBKL = bank code, 0 = reserved, 070T19 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch — IFSC IBKL0070T19 — extends the bank's services to customers in and around Tehri, Uttarakhand.

Branch details at a glance

Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch overview

Located at HINDOLAKHAL P O HINDOLAKHAL TEHRI GARHWAL,UTTARAKHAND, the Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0070T19 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch came to be assigned the code IBKL0070T19.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0070T19, money simply cannot be routed to the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch electronically.

Account types you can open at the Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch

Once you have an account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL, the IFSC IBKL0070T19 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0070T19

How to transfer money using IFSC IBKL0070T19

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T19 across all three.

NEFT to IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL using IFSC IBKL0070T19

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0070T19, and confirm that the system picks up IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0070T19 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL, use IMPS. With IFSC IBKL0070T19 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0070T19:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL is still linked to IFSC IBKL0070T19.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch, the IFSC IBKL0070T19 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0070T19

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0070T19 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0070T19 and the account number together uniquely identify the Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL:

• The IFSC is exactly IBKL0070T19 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch

The branch is located at HINDOLAKHAL P O HINDOLAKHAL TEHRI GARHWAL,UTTARAKHAND, which puts it inside Tehri, the broader Tehri Garhwal district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal branch” — the verified location pin for IFSC IBKL0070T19 should appear at the top of the results.
2. Confirm the branch is open by calling 1376-232735 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0070T19 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T19 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Tehri Garhwal Zila Sahkari Bank Limited Hindolakhal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0070T19 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0070T19 belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HINDOLAKHAL branch, located at HINDOLAKHAL P O HINDOLAKHAL TEHRI GARHWAL,UTTARAKHAND in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.