IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Devprayag Branch, Uttarakhand

Use this page as a one-stop reference for everything related to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG branch in TEHRI, UTTARAKHAND. The branch's IFSC code IBKL0070T18 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG is IBKL0070T18. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 070T18 map to this branch in TEHRI, UTTARAKHAND.

Branch details at a glance

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch in Tehri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0070T18.

Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch overview

Located at DEVPRAYAG P O DEVPRAYAG TEHRI GARHWAL,UTTARAKHAND, the Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0070T18 is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG of IDBI Bank — its own 11-character IFSC. The code IBKL0070T18 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0070T18 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0070T18

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T18 across all three.

How to use IFSC IBKL0070T18 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0070T18.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0070T18 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG, use IMPS. With IFSC IBKL0070T18 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Tehri Garhwal Zila Sahkari Bank Limited Devprayag

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0070T18:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG is still linked to IFSC IBKL0070T18.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0070T18

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG is still mapped to IFSC IBKL0070T18. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0070T18 and the beneficiary's account number to complete the transfer.

Account types you can open at the Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch

Once you have an account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG, the IFSC IBKL0070T18 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1376-232735.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0070T18

MICR & cheque-truncation details

Cheques drawn on the Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0070T18 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0070T18 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC IBKL0070T18

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0070T18.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch

The branch is located at DEVPRAYAG P O DEVPRAYAG TEHRI GARHWAL,UTTARAKHAND, which puts it inside Tehri, the broader Tehri Garhwal district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch” — the verified location pin for IFSC IBKL0070T18 should appear at the top of the results.
2. Confirm the branch is open by calling 1376-232735 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0070T18 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T18 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tehri Garhwal Zila Sahkari Bank Limited Devprayag branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0070T18, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0070T18 belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED DEVPRAYAG branch, located at DEVPRAYAG P O DEVPRAYAG TEHRI GARHWAL,UTTARAKHAND in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.