IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul Branch, Uttarakhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL branch in TEHRI. The 11-digit IFSC IBKL0070T05 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL is IBKL0070T05. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 070T05 map to this branch in TEHRI, UTTARAKHAND.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch in Tehri, Uttarakhand is part of this network and uses the IFSC code IBKL0070T05 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at BADSHAHITHAUL P O BADSHAHITHAUL TEHRI GARHWAL,UTTARAKHAND. It serves the Tehri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0070T05 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL branch came to be assigned the code IBKL0070T05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0070T05, money simply cannot be routed to the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL branch electronically.

Products and account variants supported

Every account opened at the Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch is mapped to IFSC IBKL0070T05 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0070T05.

Products and services

Customers walking into the Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0070T05

How to transfer money using IFSC IBKL0070T05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T05 across all three.

How to use IFSC IBKL0070T05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0070T05.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0070T05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL, ensure your bank's portal accepts IFSC IBKL0070T05 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL, use IMPS. With IFSC IBKL0070T05 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0070T05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL is still linked to IFSC IBKL0070T05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL branch, the IFSC IBKL0070T05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0070T05 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0070T05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL:

• The IFSC is exactly IBKL0070T05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch

The branch is located at BADSHAHITHAUL P O BADSHAHITHAUL TEHRI GARHWAL,UTTARAKHAND, which puts it inside Tehri, the broader Tehri Garhwal district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch” — the verified location pin for IFSC IBKL0070T05 should appear at the top of the results.
2. Confirm the branch is open by calling 1376-232735 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0070T05 and your account number.

Verifying IFSC IBKL0070T05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0070T05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1376-232735.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tehri Garhwal Zila Sahkari Bank Limited Badshahithaul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0070T05, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0070T05 belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED BADSHAHITHAUL branch, located at BADSHAHITHAUL P O BADSHAHITHAUL TEHRI GARHWAL,UTTARAKHAND in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.