IFSC Code of IDBI Bank, Tehri Garhwal Zila Sahkari Bank Limited Anjanisain Branch, Uttarakhand

If you are searching for the IFSC code of IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN branch in TEHRI, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is IBKL0070T20. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN branch, and detailed step-by-step guides for using the IFSC IBKL0070T20 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN is IBKL0070T20. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 070T20 map to this branch in TEHRI, UTTARAKHAND.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch in Tehri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0070T20.

About the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch

The Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch of IDBI Bank is situated at ANJANISAIN P O ANJANISAIN TEHRI GARHWAL,UTTARAKHAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0070T20 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN branch came to be assigned the code IBKL0070T20.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0070T20, money simply cannot be routed to the TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0070T20 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0070T20

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0070T20 across all three.

NEFT to IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN using IFSC IBKL0070T20

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0070T20, and confirm that the system picks up IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0070T20

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN, ensure your bank's portal accepts IFSC IBKL0070T20 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN, use IMPS. With IFSC IBKL0070T20 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0070T20 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0070T20

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN is still mapped to IFSC IBKL0070T20. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0070T20 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch is mapped to IFSC IBKL0070T20 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0070T20.

Products and services

Customers walking into the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0070T20

Digital banking channels

Most day-to-day work that customers used to do at the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0070T20 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch

The branch is located at ANJANISAIN P O ANJANISAIN TEHRI GARHWAL,UTTARAKHAND, which puts it inside Tehri, the broader Tehri Garhwal district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Tehri Garhwal Zila Sahkari Bank Limited Anjanisain branch” — the verified location pin for IFSC IBKL0070T20 should appear at the top of the results.
2. Confirm the branch is open by calling 1376-232735 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0070T20 and your account number.

Common mistakes to avoid when using IFSC IBKL0070T20

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0070T20.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Tehri Garhwal Zila Sahkari Bank Limited Anjanisain are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0070T20 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0070T20 for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0070T20 is the IFSC code of IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK LIMITED ANJANISAIN branch, in TEHRI, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.