This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK branch in TEHRI. The 11-digit IFSC IBKL070TGZS uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the TEHRI GARHWAL ZILA SAHKARI BANK location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL070TGZS is the IFSC of IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK branch. The format is fixed: IBKL = bank code, 0 = reserved, 70TGZS = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Tehri Garhwal Zila Sahkari Bank |
| IFSC Code | IBKL070TGZS |
| MICR Code | Refer to cheque leaf |
| Branch Address | TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HEAD OFFICE NEW TEHRI UTTRAKHAND PIN CODE 249001 |
| City | Tehri |
| District | Tehri Garhwal |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 8192096508 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tehri Garhwal Zila Sahkari Bank branch in Tehri, Uttarakhand is part of this network and uses the IFSC code IBKL070TGZS for all electronic settlement.
About the Tehri Garhwal Zila Sahkari Bank branch
The Tehri Garhwal Zila Sahkari Bank branch of IDBI Bank is situated at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HEAD OFFICE NEW TEHRI UTTRAKHAND PIN CODE 249001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL070TGZS is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK branch came to be assigned the code IBKL070TGZS.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL070TGZS, money simply cannot be routed to the TEHRI GARHWAL ZILA SAHKARI BANK branch electronically.
How to transfer money using IFSC IBKL070TGZS
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL070TGZS across all three.
NEFT to IDBI Bank, TEHRI GARHWAL ZILA SAHKARI BANK using IFSC IBKL070TGZS
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL070TGZS, and confirm that the system picks up IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TEHRI GARHWAL ZILA SAHKARI BANK
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL070TGZS while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank TEHRI GARHWAL ZILA SAHKARI BANK (IFSC IBKL070TGZS)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL070TGZS in your mobile or internet banking app, and the money is credited to the TEHRI GARHWAL ZILA SAHKARI BANK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL070TGZS for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL070TGZS | Yes – IBKL070TGZS | Yes – IBKL070TGZS |
For most retail customers crediting the Tehri Garhwal Zila Sahkari Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK branch, the IFSC IBKL070TGZS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Tehri Garhwal Zila Sahkari Bank branch
Once you have an account at IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK, the IFSC IBKL070TGZS stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tehri Garhwal Zila Sahkari Bank branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL070TGZS
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL070TGZS and the account number together uniquely identify the Tehri Garhwal Zila Sahkari Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL070TGZS
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TEHRI GARHWAL ZILA SAHKARI BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL070TGZS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL070TGZS
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL070TGZS. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tehri Garhwal Zila Sahkari Bank branch sits at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HEAD OFFICE NEW TEHRI UTTRAKHAND PIN CODE 249001. If you are travelling from outside Tehri, search for the branch on a maps application using the bank name and locality, or call 91-8192096508 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL070TGZS and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL070TGZS for IDBI Bank – TEHRI GARHWAL ZILA SAHKARI BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Tehri Garhwal Zila Sahkari Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL070TGZS continue to work without interruption.
Branch address & contact
IDBI BankTehri Garhwal Zila Sahkari Bank Branch
TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HEAD OFFICE NEW TEHRI UTTRAKHAND PIN CODE 249001
Tehri, Uttarakhand
Phone: 91-8192096508
IFSC: IBKL070TGZS
Frequently asked questions
How do I add IDBI Bank Tehri Garhwal Zila Sahkari Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL070TGZS, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL070TGZS the same for all accounts at Tehri Garhwal Zila Sahkari Bank branch?
Yes. The IFSC IBKL070TGZS is shared by every account held at IDBI Bank's Tehri Garhwal Zila Sahkari Bank branch. Only the account number changes from customer to customer.
Where is IDBI Bank Tehri Garhwal Zila Sahkari Bank branch located?
IDBI Bank's Tehri Garhwal Zila Sahkari Bank branch is located at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HEAD OFFICE NEW TEHRI UTTRAKHAND PIN CODE 249001, Tehri, Uttarakhand.
What is the phone number of IDBI Bank Tehri Garhwal Zila Sahkari Bank branch?
You can reach the branch at 91-8192096508 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tehri Garhwal Zila Sahkari Bank branch but serve different purposes.
Does IDBI Bank Tehri Garhwal Zila Sahkari Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8192096508 to confirm.
Can I use IFSC IBKL070TGZS for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL070TGZS to send funds instantly.
Summary
The IFSC code IBKL070TGZS belongs to IDBI Bank's TEHRI GARHWAL ZILA SAHKARI BANK branch, located at TEHRI GARHWAL ZILA SAHKARI BANK LIMITED HEAD OFFICE NEW TEHRI UTTRAKHAND PIN… in TEHRI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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