Use this page as a one-stop reference for everything related to IDBI Bank's TARN TARAN branch in TARN TARAN, PUNJAB. The branch's IFSC code IBKL0001027 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – TARN TARAN is IBKL0001027. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001027 map to this branch in TARN TARAN, PUNJAB.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Tarn Taran |
| IFSC Code | IBKL0001027 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD, NOOR BUILDING, OPP SP(D) OFFICE, AMRITSAR ROAD, TARN TARAN (143401) |
| City | Tarn Taran |
| District | Amritsar |
| State | Punjab |
| STD Code | 91 |
| Phone | 9914208808 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Tarn Taran branch in Tarn Taran. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001027.
About the Tarn Taran branch
The Tarn Taran branch of IDBI Bank is situated at IDBI BANK LTD, NOOR BUILDING, OPP SP(D) OFFICE, AMRITSAR ROAD, TARN TARAN (143401). Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001027 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TARN TARAN of IDBI Bank — its own 11-character IFSC. The code IBKL0001027 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001027 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001027
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001027 across all three.
How to use IFSC IBKL0001027 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TARN TARAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001027.
- Confirm the bank name auto-populates as IDBI Bank and the branch as TARN TARAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001027
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – TARN TARAN, ensure your bank's portal accepts IFSC IBKL0001027 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank TARN TARAN (IFSC IBKL0001027)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001027 in your mobile or internet banking app, and the money is credited to the TARN TARAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001027 for IDBI Bank – TARN TARAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001027 | Yes – IBKL0001027 | Yes – IBKL0001027 |
For most retail customers crediting the Tarn Taran branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001027
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – TARN TARAN is still mapped to IFSC IBKL0001027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001027 and the beneficiary's account number to complete the transfer.
Account types you can open at the Tarn Taran branch
Once you have an account at IDBI Bank – TARN TARAN, the IFSC IBKL0001027 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Tarn Taran branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9914208808.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001027
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001027 and the account number together uniquely identify the Tarn Taran branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0001027
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TARN TARAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001027 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001027
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TARN TARAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001027. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Tarn Taran branch
The branch is located at IDBI BANK LTD, NOOR BUILDING, OPP SP(D) OFFICE, AMRITSAR ROAD, TARN TARAN (143401), which puts it inside Tarn Taran, the broader Amritsar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Tarn Taran branch” — the verified location pin for IFSC IBKL0001027 should appear at the top of the results.
- Confirm the branch is open by calling 91-9914208808 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001027 and your account number.
Verifying IFSC IBKL0001027 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001027 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9914208808.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tarn Taran branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001027, however, work 24x7.
Branch address & contact
IDBI BankTarn Taran Branch
IDBI BANK LTD, NOOR BUILDING, OPP SP(D) OFFICE, AMRITSAR ROAD, TARN TARAN (143401)
Tarn Taran, Punjab
Phone: 91-9914208808
IFSC: IBKL0001027
Frequently asked questions
How do I add IDBI Bank Tarn Taran as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001027, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tarn Taran branch but serve different purposes.
What is the phone number of IDBI Bank Tarn Taran branch?
You can reach the branch at 91-9914208808 during regular banking hours.
Where is IDBI Bank Tarn Taran branch located?
IDBI Bank's Tarn Taran branch is located at IDBI BANK LTD, NOOR BUILDING, OPP SP(D) OFFICE, AMRITSAR ROAD, TARN TARAN (143401), Tarn Taran, Punjab.
Is IFSC IBKL0001027 the same for all accounts at Tarn Taran branch?
Yes. The IFSC IBKL0001027 is shared by every account held at IDBI Bank's Tarn Taran branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0001027 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Tarn Taran reflect within 30 minutes.
Can I use IFSC IBKL0001027 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001027 to send funds instantly.
Is IFSC IBKL0001027 valid for NEFT and RTGS?
Yes. IFSC IBKL0001027 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IBKL0001027 is the IFSC code of IDBI Bank, TARN TARAN branch, in TARN TARAN, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
