IFSC Code of IDBI Bank, Taliparamba Co Operative Urban Bank Branch, Kerala

Below are the complete branch details for IDBI Bank, TALIPARAMBA CO OPERATIVE URBAN BANK branch, located in TALIPARAMBA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0340TCU. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0340TCU for IDBI Bank – TALIPARAMBA CO OPERATIVE URBAN BANK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – TALIPARAMBA CO OPERATIVE URBAN BANK is IBKL0340TCU. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 340TCU map to this branch in TALIPARAMBA, KERALA.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Taliparamba Co Operative Urban Bank branch in Taliparamba, Kerala is part of this network and uses the IFSC code IBKL0340TCU for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at NATIONAL HIGHWAY,TALIPARAMBA 670141. It serves the Taliparamba region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0340TCU is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's TALIPARAMBA CO OPERATIVE URBAN BANK branch came to be assigned the code IBKL0340TCU.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0340TCU, money simply cannot be routed to the TALIPARAMBA CO OPERATIVE URBAN BANK branch electronically.

Products and account variants supported

Every account opened at the Taliparamba Co Operative Urban Bank branch is mapped to IFSC IBKL0340TCU on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0340TCU.

Banking services available

The Taliparamba Co Operative Urban Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4602-203426.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0340TCU

How to transfer money using IFSC IBKL0340TCU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0340TCU across all three.

NEFT to IDBI Bank, TALIPARAMBA CO OPERATIVE URBAN BANK using IFSC IBKL0340TCU

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0340TCU, and confirm that the system picks up IDBI Bank – TALIPARAMBA CO OPERATIVE URBAN BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0340TCU

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – TALIPARAMBA CO OPERATIVE URBAN BANK, ensure your bank's portal accepts IFSC IBKL0340TCU while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – TALIPARAMBA CO OPERATIVE URBAN BANK, use IMPS. With IFSC IBKL0340TCU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Taliparamba Co Operative Urban Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0340TCU:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TALIPARAMBA CO OPERATIVE URBAN BANK is still linked to IFSC IBKL0340TCU.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TALIPARAMBA CO OPERATIVE URBAN BANK branch, the IFSC IBKL0340TCU is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0340TCU

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the TALIPARAMBA CO OPERATIVE URBAN BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0340TCU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0340TCU and the account number together uniquely identify the Taliparamba Co Operative Urban Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0340TCU

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TALIPARAMBA CO OPERATIVE URBAN BANK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0340TCU.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Taliparamba Co Operative Urban Bank branch sits at NATIONAL HIGHWAY,TALIPARAMBA 670141. If you are travelling from outside Taliparamba, search for the branch on a maps application using the bank name and locality, or call 4602-203426 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0340TCU and your account number.

Verifying IFSC IBKL0340TCU from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0340TCU by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 4602-203426.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Taliparamba Co Operative Urban Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0340TCU continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0340TCU is the IFSC code of IDBI Bank, TALIPARAMBA CO OPERATIVE URBAN BANK branch, in TALIPARAMBA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.