Use this page as a one-stop reference for everything related to IDBI Bank's SANGLI DCC BANK LTD SANGLI NAGTHANE branch in NAGTHANE, MAHARASHTRA. The branch's IFSC code IBKL0SDC131 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's SANGLI DCC BANK LTD SANGLI NAGTHANE branch, the IFSC IBKL0SDC131 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and SDC131 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sangli Dcc Bank Ltd Sangli Nagthane |
| IFSC Code | IBKL0SDC131 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P NAGTHANE TAL PALUS DIST SANGLI |
| City | Nagthane |
| District | Agi |
| State | Maharashtra |
| STD Code | 2346 |
| Phone | 236350 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Sangli Dcc Bank Ltd Sangli Nagthane branch in Nagthane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0SDC131.
About this branch
The branch is located at A P NAGTHANE TAL PALUS DIST SANGLI. It serves the Nagthane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0SDC131 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANGLI DCC BANK LTD SANGLI NAGTHANE of IDBI Bank — its own 11-character IFSC. The code IBKL0SDC131 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0SDC131 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0SDC131
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC131 across all three.
NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI NAGTHANE using IFSC IBKL0SDC131
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC131, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI NAGTHANE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0SDC131
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI NAGTHANE, ensure your bank's portal accepts IFSC IBKL0SDC131 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI NAGTHANE, use IMPS. With IFSC IBKL0SDC131 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sangli Dcc Bank Ltd Sangli Nagthane
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0SDC131:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANGLI DCC BANK LTD SANGLI NAGTHANE is still linked to IFSC IBKL0SDC131.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0SDC131
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI NAGTHANE is still mapped to IFSC IBKL0SDC131. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC131 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sangli Dcc Bank Ltd Sangli Nagthane branch
Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI NAGTHANE, the IFSC IBKL0SDC131 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sangli Dcc Bank Ltd Sangli Nagthane branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2346-236350.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0SDC131
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0SDC131 and the account number together uniquely identify the Sangli Dcc Bank Ltd Sangli Nagthane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0SDC131
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI NAGTHANE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC131 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI NAGTHANE:
- The IFSC is exactly IBKL0SDC131 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and SANGLI DCC BANK LTD SANGLI NAGTHANE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sangli Dcc Bank Ltd Sangli Nagthane branch
The branch is located at A P NAGTHANE TAL PALUS DIST SANGLI, which puts it inside Nagthane, the broader Agi district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Sangli Dcc Bank Ltd Sangli Nagthane branch” — the verified location pin for IFSC IBKL0SDC131 should appear at the top of the results.
- Confirm the branch is open by calling 2346-236350 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0SDC131 and your account number.
Verifying IFSC IBKL0SDC131 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC131 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2346-236350.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sangli Dcc Bank Ltd Sangli Nagthane are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC131 continue to work without interruption.
Branch address & contact
IDBI BankSangli Dcc Bank Ltd Sangli Nagthane Branch
A P NAGTHANE TAL PALUS DIST SANGLI
Nagthane, Maharashtra
Phone: 2346-236350
IFSC: IBKL0SDC131
Frequently asked questions
Can I use IFSC IBKL0SDC131 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0SDC131 to send funds instantly.
How do I add IDBI Bank Sangli Dcc Bank Ltd Sangli Nagthane as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0SDC131, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0SDC131 the same for all accounts at Sangli Dcc Bank Ltd Sangli Nagthane branch?
Yes. The IFSC IBKL0SDC131 is shared by every account held at IDBI Bank's Sangli Dcc Bank Ltd Sangli Nagthane branch. Only the account number changes from customer to customer.
What is the phone number of IDBI Bank Sangli Dcc Bank Ltd Sangli Nagthane branch?
You can reach the branch at 2346-236350 during regular banking hours.
Where is IDBI Bank Sangli Dcc Bank Ltd Sangli Nagthane branch located?
IDBI Bank's Sangli Dcc Bank Ltd Sangli Nagthane branch is located at A P NAGTHANE TAL PALUS DIST SANGLI, Nagthane, Maharashtra.
How quickly will an NEFT transfer using IBKL0SDC131 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Sangli Dcc Bank Ltd Sangli Nagthane reflect within 30 minutes.
Summary
The IFSC code IBKL0SDC131 belongs to IDBI Bank's SANGLI DCC BANK LTD SANGLI NAGTHANE branch, located at A P NAGTHANE TAL PALUS DIST SANGLI in NAGTHANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
