IFSC Code of ICICI Bank Limited, Vip Road Zirakpur Branch, Punjab

Use this page as a one-stop reference for everything related to ICICI Bank Limited's VIP ROAD ZIRAKPUR branch in ZIRAKPUR, PUNJAB. The branch's IFSC code ICIC0005484 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – VIP ROAD ZIRAKPUR is ICIC0005484. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005484 map to this branch in ZIRAKPUR, PUNJAB.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the Vip Road Zirakpur branch in Zirakpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0005484.

Branch details at a glance

About the Vip Road Zirakpur branch

The Vip Road Zirakpur branch of ICICI Bank Limited is situated at ICICI BANK LTD SCO 5 VEER SHOPPING COMPLEX VIP ROAD ZIRAKPUR DIST SAS NAGAR MOHALI PUNJAB 140603. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0005484 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's VIP ROAD ZIRAKPUR branch came to be assigned the code ICIC0005484.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0005484, money simply cannot be routed to the VIP ROAD ZIRAKPUR branch electronically.

Account types you can open at the Vip Road Zirakpur branch

Once you have an account at ICICI Bank Limited – VIP ROAD ZIRAKPUR, the IFSC ICIC0005484 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vip Road Zirakpur branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0005484

How to transfer money using IFSC ICIC0005484

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005484 across all three.

How to use IFSC ICIC0005484 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's VIP ROAD ZIRAKPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0005484.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as VIP ROAD ZIRAKPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VIP ROAD ZIRAKPUR

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's VIP ROAD ZIRAKPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0005484 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited VIP ROAD ZIRAKPUR (IFSC ICIC0005484)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0005484 in your mobile or internet banking app, and the money is credited to the VIP ROAD ZIRAKPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vip Road Zirakpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0005484:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIP ROAD ZIRAKPUR is still linked to IFSC ICIC0005484.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's VIP ROAD ZIRAKPUR branch, the IFSC ICIC0005484 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Vip Road Zirakpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0005484 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Vip Road Zirakpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0005484 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC ICIC0005484

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – VIP ROAD ZIRAKPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0005484.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vip Road Zirakpur branch

The branch is located at ICICI BANK LTD SCO 5 VEER SHOPPING COMPLEX VIP ROAD ZIRAKPUR DIST SAS NAGAR MOHALI PUNJAB 140603, which puts it inside Zirakpur, the broader Patiala district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Vip Road Zirakpur branch” — the verified location pin for IFSC ICIC0005484 should appear at the top of the results.
2. Confirm the branch is open by calling 9890276269 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0005484 and your account number.

Verifying IFSC ICIC0005484 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0005484 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9890276269.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vip Road Zirakpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0005484 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0005484 belongs to ICICI Bank Limited's VIP ROAD ZIRAKPUR branch, located at ICICI BANK LTD SCO 5 VEER SHOPPING COMPLEX VIP ROAD ZIRAKPUR DIST SAS NAGAR… in ZIRAKPUR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.