IFSC Code of ICICI Bank Limited, The Vita Merchants Co-Op Bank Ltd Branch, Maharashtra

Below are the complete branch details for ICICI Bank Limited, THE VITA MERCHANTS CO-OP BANK LTD branch, located in VITA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC00VMCBL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC00VMCBL for ICICI Bank Limited – THE VITA MERCHANTS CO-OP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's THE VITA MERCHANTS CO-OP BANK LTD branch, the IFSC ICIC00VMCBL breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0VMCBL identifies this particular branch.

Branch details at a glance

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the The Vita Merchants Co-Op Bank Ltd branch in Vita. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC00VMCBL.

The Vita Merchants Co-Op Bank Ltd branch overview

Located at YASHWANTNAGAR,SALSHINGE ROAD,VITA,DIST SANGLI,MAHARASHTRA 416601, the The Vita Merchants Co-Op Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC00VMCBL is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE VITA MERCHANTS CO-OP BANK LTD of ICICI Bank Limited — its own 11-character IFSC. The code ICIC00VMCBL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC00VMCBL the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC00VMCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00VMCBL across all three.

How to use IFSC ICIC00VMCBL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's THE VITA MERCHANTS CO-OP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC00VMCBL.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as THE VITA MERCHANTS CO-OP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ICIC00VMCBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – THE VITA MERCHANTS CO-OP BANK LTD, ensure your bank's portal accepts IFSC ICIC00VMCBL while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited THE VITA MERCHANTS CO-OP BANK LTD (IFSC ICIC00VMCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00VMCBL in your mobile or internet banking app, and the money is credited to the THE VITA MERCHANTS CO-OP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Vita Merchants Co-Op Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC00VMCBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE VITA MERCHANTS CO-OP BANK LTD is still linked to IFSC ICIC00VMCBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC00VMCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – THE VITA MERCHANTS CO-OP BANK LTD is still mapped to IFSC ICIC00VMCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00VMCBL and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Vita Merchants Co-Op Bank Ltd branch is mapped to IFSC ICIC00VMCBL on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00VMCBL.

Products and services

Customers walking into the The Vita Merchants Co-Op Bank Ltd branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00VMCBL

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00VMCBL and the account number together uniquely identify the The Vita Merchants Co-Op Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ICIC00VMCBL

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE VITA MERCHANTS CO-OP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00VMCBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – THE VITA MERCHANTS CO-OP BANK LTD:

• The IFSC is exactly ICIC00VMCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and THE VITA MERCHANTS CO-OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Vita Merchants Co-Op Bank Ltd branch

The branch is located at YASHWANTNAGAR,SALSHINGE ROAD,VITA,DIST SANGLI,MAHARASHTRA 416601, which puts it inside Vita, the broader Sangli district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited The Vita Merchants Co-Op Bank Ltd branch” — the verified location pin for IFSC ICIC00VMCBL should appear at the top of the results.
2. Confirm the branch is open by calling 2347-273313 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00VMCBL and your account number.

Verifying IFSC ICIC00VMCBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00VMCBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2347-273313.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Vita Merchants Co-Op Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00VMCBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00VMCBL belongs to ICICI Bank Limited's THE VITA MERCHANTS CO-OP BANK LTD branch, located at YASHWANTNAGAR,SALSHINGE ROAD,VITA,DIST SANGLI,MAHARASHTRA 416601 in VITA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.