IFSC Code of ICICI Bank Limited, District Cooperative Bank Ltd,Varanasi Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to ICICI Bank Limited's DISTRICT COOPERATIVE BANK LTD,VARANASI branch in VARANASI, UTTAR PRADESH. The branch's IFSC code ICIC00VDCBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's DISTRICT COOPERATIVE BANK LTD,VARANASI branch, the IFSC ICIC00VDCBL breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0VDCBL identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The District Cooperative Bank Ltd,Varanasi branch — IFSC ICIC00VDCBL — extends the bank's services to customers in and around Varanasi, Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at DISTRICT COOPERATIVE BANK LTD,VARANASI TELIYABAGH,VARANASI. It serves the Varanasi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC00VDCBL is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's DISTRICT COOPERATIVE BANK LTD,VARANASI branch came to be assigned the code ICIC00VDCBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00VDCBL, money simply cannot be routed to the DISTRICT COOPERATIVE BANK LTD,VARANASI branch electronically.

Products and account variants supported

Every account opened at the District Cooperative Bank Ltd,Varanasi branch is mapped to IFSC ICIC00VDCBL on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00VDCBL.

Banking services available

The District Cooperative Bank Ltd,Varanasi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 542-2503993.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00VDCBL

How to transfer money using IFSC ICIC00VDCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00VDCBL across all three.

NEFT to ICICI Bank Limited, DISTRICT COOPERATIVE BANK LTD,VARANASI using IFSC ICIC00VDCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00VDCBL, and confirm that the system picks up ICICI Bank Limited – DISTRICT COOPERATIVE BANK LTD,VARANASI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DISTRICT COOPERATIVE BANK LTD,VARANASI

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's DISTRICT COOPERATIVE BANK LTD,VARANASI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00VDCBL while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited DISTRICT COOPERATIVE BANK LTD,VARANASI (IFSC ICIC00VDCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00VDCBL in your mobile or internet banking app, and the money is credited to the DISTRICT COOPERATIVE BANK LTD,VARANASI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00VDCBL for ICICI Bank Limited – DISTRICT COOPERATIVE BANK LTD,VARANASI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the District Cooperative Bank Ltd,Varanasi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC00VDCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – DISTRICT COOPERATIVE BANK LTD,VARANASI is still mapped to IFSC ICIC00VDCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00VDCBL and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC00VDCBL

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DISTRICT COOPERATIVE BANK LTD,VARANASI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00VDCBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the District Cooperative Bank Ltd,Varanasi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00VDCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – DISTRICT COOPERATIVE BANK LTD,VARANASI:

• The IFSC is exactly ICIC00VDCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and DISTRICT COOPERATIVE BANK LTD,VARANASI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the District Cooperative Bank Ltd,Varanasi branch

The branch is located at DISTRICT COOPERATIVE BANK LTD,VARANASI TELIYABAGH,VARANASI, which puts it inside Varanasi, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited District Cooperative Bank Ltd,Varanasi branch” — the verified location pin for IFSC ICIC00VDCBL should appear at the top of the results.
2. Confirm the branch is open by calling 542-2503993 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00VDCBL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00VDCBL for ICICI Bank Limited – DISTRICT COOPERATIVE BANK LTD,VARANASI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The District Cooperative Bank Ltd,Varanasi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00VDCBL, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00VDCBL is the IFSC code of ICICI Bank Limited, DISTRICT COOPERATIVE BANK LTD,VARANASI branch, in VARANASI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.