This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, BHELUPUR branch in VARANASI. The 11-digit IFSC ICIC0005715 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the BHELUPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0005715 is the IFSC of ICICI Bank Limited's BHELUPUR branch. The format is fixed: ICIC = bank code, 0 = reserved, 005715 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Bhelupur branch in Varanasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0005715.
About this branch
The branch is located at ICICI BANK LTD B10/7 KRIMKUND SHIWALA VARANASI UP 221001. It serves the Varanasi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0005715 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Bhelupur |
| IFSC Code | ICIC0005715 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD B10/7 KRIMKUND SHIWALA VARANASI UP 221001 |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's BHELUPUR branch came to be assigned the code ICIC0005715.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0005715, money simply cannot be routed to the BHELUPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0005715 and the account number together uniquely identify the Bhelupur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0005715
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005715 across all three.
NEFT to ICICI Bank Limited, BHELUPUR using IFSC ICIC0005715
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0005715, and confirm that the system picks up ICICI Bank Limited – BHELUPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0005715
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – BHELUPUR, ensure your bank's portal accepts IFSC ICIC0005715 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited BHELUPUR (IFSC ICIC0005715)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0005715 in your mobile or internet banking app, and the money is credited to the BHELUPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0005715 for ICICI Bank Limited – BHELUPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0005715 | Yes – ICIC0005715 | Yes – ICIC0005715 |
For most retail customers crediting the Bhelupur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's BHELUPUR branch, the IFSC ICIC0005715 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bhelupur branch is mapped to IFSC ICIC0005715 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0005715.
Banking services available
The Bhelupur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0005715
Digital banking channels
Most day-to-day work that customers used to do at the Bhelupur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0005715 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Bhelupur branch sits at ICICI BANK LTD B10/7 KRIMKUND SHIWALA VARANASI UP 221001. If you are travelling from outside Varanasi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0005715 and your account number.
Common mistakes to avoid when using IFSC ICIC0005715
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – BHELUPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0005715. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhelupur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0005715, however, work 24x7.
Verifying IFSC ICIC0005715 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0005715 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedBhelupur Branch
ICICI BANK LTD B10/7 KRIMKUND SHIWALA VARANASI UP 221001
Varanasi, Uttar Pradesh
Phone: the branch contact number
IFSC: ICIC0005715
Frequently asked questions
Does ICICI Bank Limited Bhelupur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC ICIC0005715 valid for NEFT and RTGS?
Yes. IFSC ICIC0005715 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is ICICI Bank Limited Bhelupur branch located?
ICICI Bank Limited's Bhelupur branch is located at ICICI BANK LTD B10/7 KRIMKUND SHIWALA VARANASI UP 221001, Varanasi, Uttar Pradesh.
How quickly will an NEFT transfer using ICIC0005715 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Bhelupur reflect within 30 minutes.
Can I use IFSC ICIC0005715 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0005715 to send funds instantly.
Is IFSC ICIC0005715 the same for all accounts at Bhelupur branch?
Yes. The IFSC ICIC0005715 is shared by every account held at ICICI Bank Limited's Bhelupur branch. Only the account number changes from customer to customer.
What is the phone number of ICICI Bank Limited Bhelupur branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add ICICI Bank Limited Bhelupur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0005715, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ICIC0005715 belongs to ICICI Bank Limited's BHELUPUR branch, located at ICICI BANK LTD B10/7 KRIMKUND SHIWALA VARANASI UP 221001 in VARANASI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
