IFSC Code of ICICI Bank Limited, Atmajyoti Ashram Road Branch, Gujarat

If you are searching for the IFSC code of ICICI Bank Limited, ATMAJYOTI ASHRAM ROAD branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is ICIC0003410. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ATMAJYOTI ASHRAM ROAD branch, and detailed step-by-step guides for using the IFSC ICIC0003410 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0003410 is the IFSC of ICICI Bank Limited's ATMAJYOTI ASHRAM ROAD branch. The format is fixed: ICIC = bank code, 0 = reserved, 003410 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Atmajyoti Ashram Road branch — IFSC ICIC0003410 — extends the bank's services to customers in and around Vadodara, Gujarat.

Branch details at a glance

About this branch

The branch is located at ICICI BANK LTD., SHOP NO.13,14,15 AND 16, PARK AVENUE COMPLEX, NR. ATMAJYOTI ASHRAM, ELLORA PARK, VADODARA, GUJARAT.390023. It serves the Vadodara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003410 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's ATMAJYOTI ASHRAM ROAD branch came to be assigned the code ICIC0003410.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003410, money simply cannot be routed to the ATMAJYOTI ASHRAM ROAD branch electronically.

Products and account variants supported

Every account opened at the Atmajyoti Ashram Road branch is mapped to IFSC ICIC0003410 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0003410.

Products and services

Customers walking into the Atmajyoti Ashram Road branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0003410

How to transfer money using IFSC ICIC0003410

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003410 across all three.

NEFT to ICICI Bank Limited, ATMAJYOTI ASHRAM ROAD using IFSC ICIC0003410

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003410, and confirm that the system picks up ICICI Bank Limited – ATMAJYOTI ASHRAM ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0003410

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – ATMAJYOTI ASHRAM ROAD, ensure your bank's portal accepts IFSC ICIC0003410 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited ATMAJYOTI ASHRAM ROAD (IFSC ICIC0003410)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003410 in your mobile or internet banking app, and the money is credited to the ATMAJYOTI ASHRAM ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0003410 for ICICI Bank Limited – ATMAJYOTI ASHRAM ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Atmajyoti Ashram Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0003410

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – ATMAJYOTI ASHRAM ROAD is still mapped to IFSC ICIC0003410. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003410 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0003410

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ATMAJYOTI ASHRAM ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0003410 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Atmajyoti Ashram Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0003410 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – ATMAJYOTI ASHRAM ROAD:

• The IFSC is exactly ICIC0003410 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and ATMAJYOTI ASHRAM ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Atmajyoti Ashram Road branch

The branch is located at ICICI BANK LTD., SHOP NO.13,14,15 AND 16, PARK AVENUE COMPLEX, NR. ATMAJYOTI ASHRAM, ELLORA PARK, VADODARA, GUJARAT.390023, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Atmajyoti Ashram Road branch” — the verified location pin for IFSC ICIC0003410 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8128998493 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003410 and your account number.

Verifying IFSC ICIC0003410 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003410 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8128998493.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Atmajyoti Ashram Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003410 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003410 belongs to ICICI Bank Limited's ATMAJYOTI ASHRAM ROAD branch, located at ICICI BANK LTD., SHOP NO.13,14,15 AND 16, PARK AVENUE COMPLEX, NR. ATMAJYOTI… in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.