IFSC Code of ICICI Bank Limited, Vikramaditya Nagrik Sahkari Bank Ltd. Branch, Madhya Pradesh

If you are searching for the IFSC code of ICICI Bank Limited, VIKRAMADITYA NAGRIK SAHKARI BANK LTD. branch in UJJAIN, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is ICIC00VNSBU. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIKRAMADITYA NAGRIK SAHKARI BANK LTD. branch, and detailed step-by-step guides for using the IFSC ICIC00VNSBU across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's VIKRAMADITYA NAGRIK SAHKARI BANK LTD. branch, the IFSC ICIC00VNSBU breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0VNSBU identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Vikramaditya Nagrik Sahkari Bank Ltd. branch — IFSC ICIC00VNSBU — extends the bank's services to customers in and around Ujjain, Madhya Pradesh.

About the Vikramaditya Nagrik Sahkari Bank Ltd. branch

The Vikramaditya Nagrik Sahkari Bank Ltd. branch of ICICI Bank Limited is situated at VIKRAMADITYA CLOTH MARKET FAZALPURA UJJAIN MP 456001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00VNSBU is used.

Branch details at a glance

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIKRAMADITYA NAGRIK SAHKARI BANK LTD. of ICICI Bank Limited — its own 11-character IFSC. The code ICIC00VNSBU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC00VNSBU the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00VNSBU and the account number together uniquely identify the Vikramaditya Nagrik Sahkari Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ICIC00VNSBU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00VNSBU across all three.

NEFT to ICICI Bank Limited, VIKRAMADITYA NAGRIK SAHKARI BANK LTD. using IFSC ICIC00VNSBU

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00VNSBU, and confirm that the system picks up ICICI Bank Limited – VIKRAMADITYA NAGRIK SAHKARI BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIKRAMADITYA NAGRIK SAHKARI BANK LTD.

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's VIKRAMADITYA NAGRIK SAHKARI BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00VNSBU while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited VIKRAMADITYA NAGRIK SAHKARI BANK LTD. (IFSC ICIC00VNSBU)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00VNSBU in your mobile or internet banking app, and the money is credited to the VIKRAMADITYA NAGRIK SAHKARI BANK LTD. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00VNSBU for ICICI Bank Limited – VIKRAMADITYA NAGRIK SAHKARI BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vikramaditya Nagrik Sahkari Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's VIKRAMADITYA NAGRIK SAHKARI BANK LTD. branch, the IFSC ICIC00VNSBU is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Vikramaditya Nagrik Sahkari Bank Ltd. branch

Once you have an account at ICICI Bank Limited – VIKRAMADITYA NAGRIK SAHKARI BANK LTD., the IFSC ICIC00VNSBU stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vikramaditya Nagrik Sahkari Bank Ltd. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8306977799.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00VNSBU

Digital banking channels

Most day-to-day work that customers used to do at the Vikramaditya Nagrik Sahkari Bank Ltd. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC00VNSBU is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Vikramaditya Nagrik Sahkari Bank Ltd. branch sits at VIKRAMADITYA CLOTH MARKET FAZALPURA UJJAIN MP 456001. If you are travelling from outside Ujjain, search for the branch on a maps application using the bank name and locality, or call 8306977799 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00VNSBU and your account number.

Common mistakes to avoid when using IFSC ICIC00VNSBU

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – VIKRAMADITYA NAGRIK SAHKARI BANK LTD., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC00VNSBU.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vikramaditya Nagrik Sahkari Bank Ltd. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00VNSBU, however, work 24x7.

Verifying IFSC ICIC00VNSBU from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00VNSBU by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8306977799.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00VNSBU is the IFSC code of ICICI Bank Limited, VIKRAMADITYA NAGRIK SAHKARI BANK LTD. branch, in UJJAIN, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.