Use this page as a one-stop reference for everything related to ICICI Bank Limited's UDWADA branch in UDWADA, GUJARAT. The branch's IFSC code ICIC0004280 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – UDWADA is ICIC0004280. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004280 map to this branch in UDWADA, GUJARAT.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Udwada branch in Udwada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0004280.
About the Udwada branch
The Udwada branch of ICICI Bank Limited is situated at ICICI BANK LTD., JANNAT OPP IRANI FARM NR LAXMINARAYAN TEMPLE UDVADAGAM TA PARDI DIST VALSAD UDVADA GUJARAT.396180. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0004280 is used.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Udwada |
| IFSC Code | ICIC0004280 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., JANNAT OPP IRANI FARM NR LAXMINARAYAN TEMPLE UDVADAGAM TA PARDI DIST VALSAD UDVADA GUJARAT.396180 |
| City | Udwada |
| District | Navsari |
| State | Gujarat |
| STD Code | 91 |
| Phone | 7304908688 |
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UDWADA of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0004280 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0004280 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0004280 and the account number together uniquely identify the Udwada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0004280
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004280 across all three.
How to use IFSC ICIC0004280 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's UDWADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0004280.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as UDWADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to UDWADA
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's UDWADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004280 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited UDWADA (IFSC ICIC0004280)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0004280 in your mobile or internet banking app, and the money is credited to the UDWADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0004280 for ICICI Bank Limited – UDWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0004280 | Yes – ICIC0004280 | Yes – ICIC0004280 |
For most retail customers crediting the Udwada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0004280
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – UDWADA is still mapped to IFSC ICIC0004280. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0004280 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Udwada branch is mapped to IFSC ICIC0004280 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0004280.
Products and services
Customers walking into the Udwada branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0004280
Online banking and IFSC ICIC0004280
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the UDWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0004280 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Udwada branch sits at ICICI BANK LTD., JANNAT OPP IRANI FARM NR LAXMINARAYAN TEMPLE UDVADAGAM TA PARDI DIST VALSAD UDVADA GUJARAT.396180. If you are travelling from outside Udwada, search for the branch on a maps application using the bank name and locality, or call 91-7304908688 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004280 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – UDWADA:
- The IFSC is exactly ICIC0004280 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and UDWADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Udwada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0004280 continue to work without interruption.
Verifying IFSC ICIC0004280 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0004280 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7304908688.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedUdwada Branch
ICICI BANK LTD., JANNAT OPP IRANI FARM NR LAXMINARAYAN TEMPLE UDVADAGAM TA PARDI DIST VALSAD UDVADA GUJARAT.396180
Udwada, Gujarat
Phone: 91-7304908688
IFSC: ICIC0004280
Frequently asked questions
Can I use IFSC ICIC0004280 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0004280 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Udwada branch but serve different purposes.
How do I add ICICI Bank Limited Udwada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0004280, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of ICICI Bank Limited Udwada branch?
The IFSC code of ICICI Bank Limited, Udwada branch is ICIC0004280. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC ICIC0004280 the same for all accounts at Udwada branch?
Yes. The IFSC ICIC0004280 is shared by every account held at ICICI Bank Limited's Udwada branch. Only the account number changes from customer to customer.
What is the phone number of ICICI Bank Limited Udwada branch?
You can reach the branch at 91-7304908688 during regular banking hours.
Summary
The IFSC code ICIC0004280 belongs to ICICI Bank Limited's UDWADA branch, located at ICICI BANK LTD., JANNAT OPP IRANI FARM NR LAXMINARAYAN TEMPLE UDVADAGAM TA… in UDWADA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
