Use this page as a one-stop reference for everything related to ICICI Bank Limited's UDUPI branch in UDUPI, KARNATAKA. The branch's IFSC code ICIC0000559 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0000559 is the IFSC of ICICI Bank Limited's UDUPI branch. The format is fixed: ICIC = bank code, 0 = reserved, 000559 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Udupi branch in Udupi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0000559.
About the Udupi branch
The Udupi branch of ICICI Bank Limited is situated at ICICI BANK LTD., DR. TMA PAI HOSPITAL, OPP TALUK OFFICE, UDIPI.576101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0000559 is used.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Udupi |
| IFSC Code | ICIC0000559 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., DR. TMA PAI HOSPITAL, OPP TALUK OFFICE, UDIPI.576101 |
| City | Udupi |
| District | Udipi |
| State | Karnataka |
| STD Code | 91 |
| Phone | 7353010840 |
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UDUPI of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0000559 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0000559 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0000559 and the account number together uniquely identify the Udupi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0000559
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000559 across all three.
How to use IFSC ICIC0000559 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's UDUPI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0000559.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as UDUPI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0000559
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – UDUPI, ensure your bank's portal accepts IFSC ICIC0000559 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – UDUPI, use IMPS. With IFSC ICIC0000559 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0000559 for ICICI Bank Limited – UDUPI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0000559 | Yes – ICIC0000559 | Yes – ICIC0000559 |
For most retail customers crediting the Udupi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's UDUPI branch, the IFSC ICIC0000559 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Udupi branch
Once you have an account at ICICI Bank Limited – UDUPI, the IFSC ICIC0000559 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Udupi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7353010840.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0000559
Online banking and IFSC ICIC0000559
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the UDUPI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000559 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Udupi branch sits at ICICI BANK LTD., DR. TMA PAI HOSPITAL, OPP TALUK OFFICE, UDIPI.576101. If you are travelling from outside Udupi, search for the branch on a maps application using the bank name and locality, or call 91-7353010840 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0000559 and your account number.
Common mistakes to avoid when using IFSC ICIC0000559
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – UDUPI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0000559. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Udupi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0000559, however, work 24x7.
Verifying IFSC ICIC0000559 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000559 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7353010840.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedUdupi Branch
ICICI BANK LTD., DR. TMA PAI HOSPITAL, OPP TALUK OFFICE, UDIPI.576101
Udupi, Karnataka
Phone: 91-7353010840
IFSC: ICIC0000559
Frequently asked questions
Is IFSC ICIC0000559 the same for all accounts at Udupi branch?
Yes. The IFSC ICIC0000559 is shared by every account held at ICICI Bank Limited's Udupi branch. Only the account number changes from customer to customer.
Can I use IFSC ICIC0000559 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000559 to send funds instantly.
How do I add ICICI Bank Limited Udupi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000559, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Udupi branch but serve different purposes.
What is the IFSC code of ICICI Bank Limited Udupi branch?
The IFSC code of ICICI Bank Limited, Udupi branch is ICIC0000559. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is ICICI Bank Limited Udupi branch located?
ICICI Bank Limited's Udupi branch is located at ICICI BANK LTD., DR. TMA PAI HOSPITAL, OPP TALUK OFFICE, UDIPI.576101, Udupi, Karnataka.
Summary
The IFSC code ICIC0000559 belongs to ICICI Bank Limited's UDUPI branch, located at ICICI BANK LTD., DR. TMA PAI HOSPITAL, OPP TALUK OFFICE, UDIPI.576101 in UDUPI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
