IFSC Code of ICICI Bank Limited, Virapandiapatnamtuticorin Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to ICICI Bank Limited's VIRAPANDIAPATNAMTUTICORIN branch in TUTICORIN, TAMIL NADU. The branch's IFSC code ICIC0006146 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's VIRAPANDIAPATNAMTUTICORIN branch, the IFSC ICIC0006146 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 006146 identifies this particular branch.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Virapandiapatnamtuticorin branch in Tuticorin, Tamil Nadu is part of this network and uses the IFSC code ICIC0006146 for all electronic settlement.

About the Virapandiapatnamtuticorin branch

The Virapandiapatnamtuticorin branch of ICICI Bank Limited is situated at ICICI BANK LTD., 1/105, TIRUCHENDUR TUTICORIN HIGHWAY,TUTICORIN DISTRICT, VIRAPANDIAPATNAM.628216. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0006146 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's VIRAPANDIAPATNAMTUTICORIN branch came to be assigned the code ICIC0006146.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0006146, money simply cannot be routed to the VIRAPANDIAPATNAMTUTICORIN branch electronically.

How to transfer money using IFSC ICIC0006146

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0006146 across all three.

How to use IFSC ICIC0006146 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's VIRAPANDIAPATNAMTUTICORIN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0006146.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as VIRAPANDIAPATNAMTUTICORIN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ICIC0006146

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – VIRAPANDIAPATNAMTUTICORIN, ensure your bank's portal accepts IFSC ICIC0006146 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited VIRAPANDIAPATNAMTUTICORIN (IFSC ICIC0006146)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0006146 in your mobile or internet banking app, and the money is credited to the VIRAPANDIAPATNAMTUTICORIN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Virapandiapatnamtuticorin

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0006146:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIRAPANDIAPATNAMTUTICORIN is still linked to IFSC ICIC0006146.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's VIRAPANDIAPATNAMTUTICORIN branch, the IFSC ICIC0006146 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Virapandiapatnamtuticorin branch is mapped to IFSC ICIC0006146 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0006146.

Banking services available

The Virapandiapatnamtuticorin branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9677162891.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0006146

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0006146 and the account number together uniquely identify the Virapandiapatnamtuticorin branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ICIC0006146

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VIRAPANDIAPATNAMTUTICORIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0006146 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – VIRAPANDIAPATNAMTUTICORIN:

• The IFSC is exactly ICIC0006146 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and VIRAPANDIAPATNAMTUTICORIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Virapandiapatnamtuticorin branch sits at ICICI BANK LTD., 1/105, TIRUCHENDUR TUTICORIN HIGHWAY,TUTICORIN DISTRICT, VIRAPANDIAPATNAM.628216. If you are travelling from outside Tuticorin, search for the branch on a maps application using the bank name and locality, or call 91-9677162891 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0006146 and your account number.

Verifying IFSC ICIC0006146 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0006146 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9677162891.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Virapandiapatnamtuticorin are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0006146 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0006146 belongs to ICICI Bank Limited's VIRAPANDIAPATNAMTUTICORIN branch, located at ICICI BANK LTD., 1/105, TIRUCHENDUR TUTICORIN HIGHWAY,TUTICORIN DISTRICT,… in TUTICORIN, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.