IFSC Code of ICICI Bank Limited, Tuticorin Palai Road Branch, Tamil Nadu

If you are searching for the IFSC code of ICICI Bank Limited, TUTICORIN PALAI ROAD branch in TUTICORIN, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is ICIC0004639. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TUTICORIN PALAI ROAD branch, and detailed step-by-step guides for using the IFSC ICIC0004639 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's TUTICORIN PALAI ROAD branch, the IFSC ICIC0004639 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 004639 identifies this particular branch.

Branch details at a glance

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tuticorin Palai Road branch — IFSC ICIC0004639 — extends the bank's services to customers in and around Tuticorin, Tamil Nadu.

About the Tuticorin Palai Road branch

The Tuticorin Palai Road branch of ICICI Bank Limited is situated at ICICI BANK LTD., NO. 105/C, PALAI ROAD, WEST TEACHERS COLONY, CHIDAMBARAM NAGAR, TUTICORIN.628008, TAMIL NADU. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0004639 is used.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TUTICORIN PALAI ROAD of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0004639 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0004639 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC0004639

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004639 across all three.

NEFT to ICICI Bank Limited, TUTICORIN PALAI ROAD using IFSC ICIC0004639

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0004639, and confirm that the system picks up ICICI Bank Limited – TUTICORIN PALAI ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TUTICORIN PALAI ROAD

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's TUTICORIN PALAI ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004639 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited TUTICORIN PALAI ROAD (IFSC ICIC0004639)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0004639 in your mobile or internet banking app, and the money is credited to the TUTICORIN PALAI ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0004639 for ICICI Bank Limited – TUTICORIN PALAI ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tuticorin Palai Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's TUTICORIN PALAI ROAD branch, the IFSC ICIC0004639 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tuticorin Palai Road branch is mapped to IFSC ICIC0004639 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0004639.

Products and services

Customers walking into the Tuticorin Palai Road branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0004639

MICR & cheque-truncation details

Cheques drawn on the Tuticorin Palai Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0004639 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ICIC0004639

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TUTICORIN PALAI ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0004639 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ICIC0004639

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – TUTICORIN PALAI ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0004639.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tuticorin Palai Road branch sits at ICICI BANK LTD., NO. 105/C, PALAI ROAD, WEST TEACHERS COLONY, CHIDAMBARAM NAGAR, TUTICORIN.628008, TAMIL NADU. If you are travelling from outside Tuticorin, search for the branch on a maps application using the bank name and locality, or call 91-8657503852 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004639 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0004639 for ICICI Bank Limited – TUTICORIN PALAI ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Tuticorin Palai Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0004639 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0004639 belongs to ICICI Bank Limited's TUTICORIN PALAI ROAD branch, located at ICICI BANK LTD., NO. 105/C, PALAI ROAD, WEST TEACHERS COLONY, CHIDAMBARAM… in TUTICORIN, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.