Use this page as a one-stop reference for everything related to ICICI Bank Limited's TOSHAM branch in TOSHAM, HARYANA. The branch's IFSC code ICIC0004190 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's TOSHAM branch, the IFSC ICIC0004190 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 004190 identifies this particular branch.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Tosham |
| IFSC Code | ICIC0004190 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., FAUJI MARKET,NEAR BSNL EXCHANGE, SIWANI ROAD,TOSHAM,DIST. BHIWANI, HARYANA.127040.127040 |
| City | Tosham |
| District | Bhiwani |
| State | Haryana |
| STD Code | 91 |
| Phone | 8527897836 |
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tosham branch — IFSC ICIC0004190 — extends the bank's services to customers in and around Tosham, Haryana.
Tosham branch overview
Located at ICICI BANK LTD., FAUJI MARKET,NEAR BSNL EXCHANGE, SIWANI ROAD,TOSHAM,DIST. BHIWANI, HARYANA.127040.127040, the Tosham branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0004190 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's TOSHAM branch came to be assigned the code ICIC0004190.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0004190, money simply cannot be routed to the TOSHAM branch electronically.
How to transfer money using IFSC ICIC0004190
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004190 across all three.
NEFT to ICICI Bank Limited, TOSHAM using IFSC ICIC0004190
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0004190, and confirm that the system picks up ICICI Bank Limited – TOSHAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TOSHAM
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's TOSHAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004190 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – TOSHAM, use IMPS. With IFSC ICIC0004190 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0004190 for ICICI Bank Limited – TOSHAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0004190 | Yes – ICIC0004190 | Yes – ICIC0004190 |
For most retail customers crediting the Tosham branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0004190
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – TOSHAM is still mapped to IFSC ICIC0004190. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0004190 and the beneficiary's account number to complete the transfer.
Account types you can open at the Tosham branch
Once you have an account at ICICI Bank Limited – TOSHAM, the IFSC ICIC0004190 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Tosham branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8527897836.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0004190
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0004190 and the account number together uniquely identify the Tosham branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC ICIC0004190
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TOSHAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0004190 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC ICIC0004190
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – TOSHAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0004190. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Tosham branch
The branch is located at ICICI BANK LTD., FAUJI MARKET,NEAR BSNL EXCHANGE, SIWANI ROAD,TOSHAM,DIST. BHIWANI, HARYANA.127040.127040, which puts it inside Tosham, the broader Bhiwani district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Tosham branch” — the verified location pin for IFSC ICIC0004190 should appear at the top of the results.
- Confirm the branch is open by calling 91-8527897836 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0004190 and your account number.
Verifying IFSC ICIC0004190 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0004190 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8527897836.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tosham branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0004190, however, work 24x7.
Branch address & contact
ICICI Bank LimitedTosham Branch
ICICI BANK LTD., FAUJI MARKET,NEAR BSNL EXCHANGE, SIWANI ROAD,TOSHAM,DIST. BHIWANI, HARYANA.127040.127040
Tosham, Haryana
Phone: 91-8527897836
IFSC: ICIC0004190
Frequently asked questions
Can I use IFSC ICIC0004190 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0004190 to send funds instantly.
What is the IFSC code of ICICI Bank Limited Tosham branch?
The IFSC code of ICICI Bank Limited, Tosham branch is ICIC0004190. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC ICIC0004190 valid for NEFT and RTGS?
Yes. IFSC ICIC0004190 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is ICICI Bank Limited Tosham branch located?
ICICI Bank Limited's Tosham branch is located at ICICI BANK LTD., FAUJI MARKET,NEAR BSNL EXCHANGE, SIWANI ROAD,TOSHAM,DIST. BHIWANI, HARYANA.127040.127040, Tosham, Haryana.
Does ICICI Bank Limited Tosham branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8527897836 to confirm.
How quickly will an NEFT transfer using ICIC0004190 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Tosham reflect within 30 minutes.
Final notes
To recap: ICIC0004190 is the IFSC code of ICICI Bank Limited, TOSHAM branch, in TOSHAM, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


