IFSC Code of ICICI Bank Limited, Tirunelveli Samathanapuram Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to ICICI Bank Limited's TIRUNELVELI SAMATHANAPURAM branch in TIRUNELVELI, TAMIL NADU. The branch's IFSC code ICIC0004638 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – TIRUNELVELI SAMATHANAPURAM is ICIC0004638. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004638 map to this branch in TIRUNELVELI, TAMIL NADU.

Branch details at a glance

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tirunelveli Samathanapuram branch — IFSC ICIC0004638 — extends the bank's services to customers in and around Tirunelveli, Tamil Nadu.

About this branch

The branch is located at ICICI BANK LTD., ASIR COMPLEX, 200/E/2/9, TRICHENDUR ROAD, SAMATHANAPURAM, PALAYAMKOTTAI, TIRUNELVELI.627002, TAMIL NADU. It serves the Tirunelveli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0004638 is used to identify this branch on the RBI payments network.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TIRUNELVELI SAMATHANAPURAM of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0004638 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0004638 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC0004638

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004638 across all three.

How to use IFSC ICIC0004638 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's TIRUNELVELI SAMATHANAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0004638.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as TIRUNELVELI SAMATHANAPURAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TIRUNELVELI SAMATHANAPURAM

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's TIRUNELVELI SAMATHANAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004638 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – TIRUNELVELI SAMATHANAPURAM, use IMPS. With IFSC ICIC0004638 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0004638 for ICICI Bank Limited – TIRUNELVELI SAMATHANAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tirunelveli Samathanapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0004638

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – TIRUNELVELI SAMATHANAPURAM is still mapped to IFSC ICIC0004638. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0004638 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Tirunelveli Samathanapuram branch is mapped to IFSC ICIC0004638 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0004638.

Products and services

Customers walking into the Tirunelveli Samathanapuram branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0004638

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0004638 and the account number together uniquely identify the Tirunelveli Samathanapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ICIC0004638

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TIRUNELVELI SAMATHANAPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0004638 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ICIC0004638

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – TIRUNELVELI SAMATHANAPURAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0004638.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tirunelveli Samathanapuram branch sits at ICICI BANK LTD., ASIR COMPLEX, 200/E/2/9, TRICHENDUR ROAD, SAMATHANAPURAM, PALAYAMKOTTAI, TIRUNELVELI.627002, TAMIL NADU. If you are travelling from outside Tirunelveli, search for the branch on a maps application using the bank name and locality, or call 91-8056518482 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004638 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0004638 for ICICI Bank Limited – TIRUNELVELI SAMATHANAPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tirunelveli Samathanapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0004638, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0004638 belongs to ICICI Bank Limited's TIRUNELVELI SAMATHANAPURAM branch, located at ICICI BANK LTD., ASIR COMPLEX, 200/E/2/9, TRICHENDUR ROAD, SAMATHANAPURAM,… in TIRUNELVELI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.