IFSC Code of ICICI Bank Limited, Sgr Bhagwangarh Branch, Rajasthan

Below are the complete branch details for ICICI Bank Limited, SGR BHAGWANGARH branch, located in SURATGARH, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0007554. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0007554 for ICICI Bank Limited – SGR BHAGWANGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's SGR BHAGWANGARH branch, the IFSC ICIC0007554 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 007554 identifies this particular branch.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sgr Bhagwangarh branch in Suratgarh, Rajasthan is part of this network and uses the IFSC code ICIC0007554 for all electronic settlement.

About the Sgr Bhagwangarh branch

The Sgr Bhagwangarh branch of ICICI Bank Limited is situated at ICICI BANK LTD., GURUDWARA YADGAR SAHIDA, VILLAGE.BHAGWANGARH, TEHSIL.SURATGARH, DIST.SRIGANGANAGAR, RAJASTHAN.335804. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0007554 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's SGR BHAGWANGARH branch came to be assigned the code ICIC0007554.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0007554, money simply cannot be routed to the SGR BHAGWANGARH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0007554 and the account number together uniquely identify the Sgr Bhagwangarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ICIC0007554

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0007554 across all three.

NEFT to ICICI Bank Limited, SGR BHAGWANGARH using IFSC ICIC0007554

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0007554, and confirm that the system picks up ICICI Bank Limited – SGR BHAGWANGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SGR BHAGWANGARH

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's SGR BHAGWANGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0007554 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited SGR BHAGWANGARH (IFSC ICIC0007554)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0007554 in your mobile or internet banking app, and the money is credited to the SGR BHAGWANGARH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sgr Bhagwangarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0007554:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SGR BHAGWANGARH is still linked to IFSC ICIC0007554.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's SGR BHAGWANGARH branch, the IFSC ICIC0007554 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sgr Bhagwangarh branch is mapped to IFSC ICIC0007554 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0007554.

Banking services available

The Sgr Bhagwangarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9983838110.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0007554

Online banking and IFSC ICIC0007554

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SGR BHAGWANGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0007554 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sgr Bhagwangarh branch sits at ICICI BANK LTD., GURUDWARA YADGAR SAHIDA, VILLAGE.BHAGWANGARH, TEHSIL.SURATGARH, DIST.SRIGANGANAGAR, RAJASTHAN.335804. If you are travelling from outside Suratgarh, search for the branch on a maps application using the bank name and locality, or call 91-9983838110 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0007554 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SGR BHAGWANGARH:

• The IFSC is exactly ICIC0007554 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and SGR BHAGWANGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sgr Bhagwangarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0007554 continue to work without interruption.

Verifying IFSC ICIC0007554 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0007554 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9983838110.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0007554 belongs to ICICI Bank Limited's SGR BHAGWANGARH branch, located at ICICI BANK LTD., GURUDWARA YADGAR SAHIDA, VILLAGE.BHAGWANGARH,… in SURATGARH, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.