Use this page as a one-stop reference for everything related to ICICI Bank Limited's SURAT MAGOB branch in SURAT, GUJARAT. The branch's IFSC code ICIC0005037 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0005037 is the IFSC of ICICI Bank Limited's SURAT MAGOB branch. The format is fixed: ICIC = bank code, 0 = reserved, 005037 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Surat Magob |
| IFSC Code | ICIC0005037 |
| MICR Code | Refer to cheque leaf |
| Branch Address | G 3 SHOP, DAJI ARCADE, AAI MATA CIRCLE, NEAR PARVAT PATIYA, DIST SURAT, GUJARAT 395010 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| STD Code | 0 |
| Phone | 0 |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Surat Magob branch in Surat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0005037.
About the Surat Magob branch
The Surat Magob branch of ICICI Bank Limited is situated at G 3 SHOP, DAJI ARCADE, AAI MATA CIRCLE, NEAR PARVAT PATIYA, DIST SURAT, GUJARAT 395010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0005037 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's SURAT MAGOB branch came to be assigned the code ICIC0005037.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0005037, money simply cannot be routed to the SURAT MAGOB branch electronically.
How to transfer money using IFSC ICIC0005037
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005037 across all three.
How to use IFSC ICIC0005037 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's SURAT MAGOB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0005037.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as SURAT MAGOB.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SURAT MAGOB
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's SURAT MAGOB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0005037 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited SURAT MAGOB (IFSC ICIC0005037)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0005037 in your mobile or internet banking app, and the money is credited to the SURAT MAGOB branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0005037 for ICICI Bank Limited – SURAT MAGOB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0005037 | Yes – ICIC0005037 | Yes – ICIC0005037 |
For most retail customers crediting the Surat Magob branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0005037
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – SURAT MAGOB is still mapped to IFSC ICIC0005037. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0005037 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Surat Magob branch is mapped to IFSC ICIC0005037 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0005037.
Banking services available
The Surat Magob branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0005037
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0005037 and the account number together uniquely identify the Surat Magob branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Surat Magob branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0005037 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SURAT MAGOB:
- The IFSC is exactly ICIC0005037 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and SURAT MAGOB as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Surat Magob branch sits at G 3 SHOP, DAJI ARCADE, AAI MATA CIRCLE, NEAR PARVAT PATIYA, DIST SURAT, GUJARAT 395010. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0005037 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0005037 for ICICI Bank Limited – SURAT MAGOB, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Surat Magob are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0005037 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedSurat Magob Branch
G 3 SHOP, DAJI ARCADE, AAI MATA CIRCLE, NEAR PARVAT PATIYA, DIST SURAT, GUJARAT 395010
Surat, Gujarat
Phone: 0
IFSC: ICIC0005037
Frequently asked questions
How quickly will an NEFT transfer using ICIC0005037 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Surat Magob reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Surat Magob branch but serve different purposes.
What is the phone number of ICICI Bank Limited Surat Magob branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC ICIC0005037 valid for NEFT and RTGS?
Yes. IFSC ICIC0005037 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add ICICI Bank Limited Surat Magob as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0005037, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is ICICI Bank Limited Surat Magob branch located?
ICICI Bank Limited's Surat Magob branch is located at G 3 SHOP, DAJI ARCADE, AAI MATA CIRCLE, NEAR PARVAT PATIYA, DIST SURAT, GUJARAT 395010, Surat, Gujarat.
Does ICICI Bank Limited Surat Magob branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC ICIC0005037 the same for all accounts at Surat Magob branch?
Yes. The IFSC ICIC0005037 is shared by every account held at ICICI Bank Limited's Surat Magob branch. Only the account number changes from customer to customer.
Summary
The IFSC code ICIC0005037 belongs to ICICI Bank Limited's SURAT MAGOB branch, located at G 3 SHOP, DAJI ARCADE, AAI MATA CIRCLE, NEAR PARVAT PATIYA, DIST SURAT,… in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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