Below are the complete branch details for ICICI Bank Limited, SONAPUR branch, located in SONAPUR, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0004976. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0004976 for ICICI Bank Limited – SONAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's SONAPUR branch, the IFSC ICIC0004976 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 004976 identifies this particular branch.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Sonapur |
| IFSC Code | ICIC0004976 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD SONAPUR NEW MARKET, TALUKDAR COMPLEX, SONAPUR, KAMRUP METRO, ASSAM 782402 |
| City | Sonapur |
| District | Kamrup Metropolitan |
| State | Assam |
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sonapur branch — IFSC ICIC0004976 — extends the bank's services to customers in and around Sonapur, Assam.
About this branch
The branch is located at ICICI BANK LTD SONAPUR NEW MARKET, TALUKDAR COMPLEX, SONAPUR, KAMRUP METRO, ASSAM 782402. It serves the Sonapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0004976 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's SONAPUR branch came to be assigned the code ICIC0004976.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0004976, money simply cannot be routed to the SONAPUR branch electronically.
How to transfer money using IFSC ICIC0004976
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004976 across all three.
How to use IFSC ICIC0004976 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's SONAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0004976.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as SONAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0004976
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – SONAPUR, ensure your bank's portal accepts IFSC ICIC0004976 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – SONAPUR, use IMPS. With IFSC ICIC0004976 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sonapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0004976:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SONAPUR is still linked to IFSC ICIC0004976.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ICIC0004976
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – SONAPUR is still mapped to IFSC ICIC0004976. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0004976 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sonapur branch is mapped to IFSC ICIC0004976 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0004976.
Products and services
Customers walking into the Sonapur branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0004976
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0004976 and the account number together uniquely identify the Sonapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Sonapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0004976 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SONAPUR:
- The IFSC is exactly ICIC0004976 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and SONAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sonapur branch
The branch is located at ICICI BANK LTD SONAPUR NEW MARKET, TALUKDAR COMPLEX, SONAPUR, KAMRUP METRO, ASSAM 782402, which puts it inside Sonapur, the broader Kamrup Metropolitan district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Sonapur branch” — the verified location pin for IFSC ICIC0004976 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0004976 and your account number.
Verifying IFSC ICIC0004976 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0004976 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sonapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0004976 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedSonapur Branch
ICICI BANK LTD SONAPUR NEW MARKET, TALUKDAR COMPLEX, SONAPUR, KAMRUP METRO, ASSAM 782402
Sonapur, Assam
Phone: the branch contact number
IFSC: ICIC0004976
Frequently asked questions
Where is ICICI Bank Limited Sonapur branch located?
ICICI Bank Limited's Sonapur branch is located at ICICI BANK LTD SONAPUR NEW MARKET, TALUKDAR COMPLEX, SONAPUR, KAMRUP METRO, ASSAM 782402, Sonapur, Assam.
How quickly will an NEFT transfer using ICIC0004976 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Sonapur reflect within 30 minutes.
What is the phone number of ICICI Bank Limited Sonapur branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC ICIC0004976 the same for all accounts at Sonapur branch?
Yes. The IFSC ICIC0004976 is shared by every account held at ICICI Bank Limited's Sonapur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sonapur branch but serve different purposes.
What is the IFSC code of ICICI Bank Limited Sonapur branch?
The IFSC code of ICICI Bank Limited, Sonapur branch is ICIC0004976. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add ICICI Bank Limited Sonapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0004976, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ICIC0004976 belongs to ICICI Bank Limited's SONAPUR branch, located at ICICI BANK LTD SONAPUR NEW MARKET, TALUKDAR COMPLEX, SONAPUR, KAMRUP METRO,… in SONAPUR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
