IFSC Code of ICICI Bank Limited, Urban Coop Bank Ltd, Siddharthanagar Branch, Uttar Pradesh

Below are the complete branch details for ICICI Bank Limited, URBAN COOP BANK LTD, SIDDHARTHANAGAR branch, located in SIDHARTHANAGAR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ICIC00SIDRH. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC00SIDRH for ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's URBAN COOP BANK LTD, SIDDHARTHANAGAR branch, the IFSC ICIC00SIDRH breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0SIDRH identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Urban Coop Bank Ltd, Siddharthanagar branch — IFSC ICIC00SIDRH — extends the bank's services to customers in and around Sidharthanagar, Uttar Pradesh.

About this branch

The branch is located at BANSI ROAD,PIPRI BAZAR,SIDDHARTHANAGAR,272001. It serves the Sidharthanagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC00SIDRH is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's URBAN COOP BANK LTD, SIDDHARTHANAGAR branch came to be assigned the code ICIC00SIDRH.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00SIDRH, money simply cannot be routed to the URBAN COOP BANK LTD, SIDDHARTHANAGAR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00SIDRH and the account number together uniquely identify the Urban Coop Bank Ltd, Siddharthanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ICIC00SIDRH

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00SIDRH across all three.

NEFT to ICICI Bank Limited, URBAN COOP BANK LTD, SIDDHARTHANAGAR using IFSC ICIC00SIDRH

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00SIDRH, and confirm that the system picks up ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC00SIDRH

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR, ensure your bank's portal accepts IFSC ICIC00SIDRH while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR, use IMPS. With IFSC ICIC00SIDRH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Urban Coop Bank Ltd, Siddharthanagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC00SIDRH:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at URBAN COOP BANK LTD, SIDDHARTHANAGAR is still linked to IFSC ICIC00SIDRH.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC00SIDRH

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR is still mapped to IFSC ICIC00SIDRH. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00SIDRH and the beneficiary's account number to complete the transfer.

Account types you can open at the Urban Coop Bank Ltd, Siddharthanagar branch

Once you have an account at ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR, the IFSC ICIC00SIDRH stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Urban Coop Bank Ltd, Siddharthanagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9956573050.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00SIDRH

Online banking and IFSC ICIC00SIDRH

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the URBAN COOP BANK LTD, SIDDHARTHANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00SIDRH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Urban Coop Bank Ltd, Siddharthanagar branch sits at BANSI ROAD,PIPRI BAZAR,SIDDHARTHANAGAR,272001. If you are travelling from outside Sidharthanagar, search for the branch on a maps application using the bank name and locality, or call 9956573050 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00SIDRH and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR:

• The IFSC is exactly ICIC00SIDRH with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and URBAN COOP BANK LTD, SIDDHARTHANAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Urban Coop Bank Ltd, Siddharthanagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00SIDRH, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00SIDRH for ICICI Bank Limited – URBAN COOP BANK LTD, SIDDHARTHANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00SIDRH belongs to ICICI Bank Limited's URBAN COOP BANK LTD, SIDDHARTHANAGAR branch, located at BANSI ROAD,PIPRI BAZAR,SIDDHARTHANAGAR,272001 in SIDHARTHANAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.