IFSC Code of ICICI Bank Limited, Paina Bujurg Bc Outlet Branch, Uttar Pradesh

If you are searching for the IFSC code of ICICI Bank Limited, PAINA BUJURG BC OUTLET branch in SHAHJAHANPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is ICIC0004606. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PAINA BUJURG BC OUTLET branch, and detailed step-by-step guides for using the IFSC ICIC0004606 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's PAINA BUJURG BC OUTLET branch, the IFSC ICIC0004606 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 004606 identifies this particular branch.

Branch details at a glance

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the Paina Bujurg Bc Outlet branch in Shahjahanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0004606.

About the Paina Bujurg Bc Outlet branch

The Paina Bujurg Bc Outlet branch of ICICI Bank Limited is situated at ICICI BANK LTD., 59, VILLAGE PAINA BUJURG, SHAHJAHANPUR, UTTAR PRADESH.242001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0004606 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's PAINA BUJURG BC OUTLET branch came to be assigned the code ICIC0004606.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0004606, money simply cannot be routed to the PAINA BUJURG BC OUTLET branch electronically.

How to transfer money using IFSC ICIC0004606

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004606 across all three.

NEFT to ICICI Bank Limited, PAINA BUJURG BC OUTLET using IFSC ICIC0004606

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0004606, and confirm that the system picks up ICICI Bank Limited – PAINA BUJURG BC OUTLET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PAINA BUJURG BC OUTLET

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's PAINA BUJURG BC OUTLET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004606 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – PAINA BUJURG BC OUTLET, use IMPS. With IFSC ICIC0004606 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0004606 for ICICI Bank Limited – PAINA BUJURG BC OUTLET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Paina Bujurg Bc Outlet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's PAINA BUJURG BC OUTLET branch, the IFSC ICIC0004606 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Paina Bujurg Bc Outlet branch is mapped to IFSC ICIC0004606 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0004606.

Banking services available

The Paina Bujurg Bc Outlet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8318238290.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0004606

MICR & cheque-truncation details

Cheques drawn on the Paina Bujurg Bc Outlet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0004606 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Paina Bujurg Bc Outlet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0004606 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ICIC0004606

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – PAINA BUJURG BC OUTLET, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0004606.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Paina Bujurg Bc Outlet branch sits at ICICI BANK LTD., 59, VILLAGE PAINA BUJURG, SHAHJAHANPUR, UTTAR PRADESH.242001. If you are travelling from outside Shahjahanpur, search for the branch on a maps application using the bank name and locality, or call 91-8318238290 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004606 and your account number.

Verifying IFSC ICIC0004606 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0004606 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8318238290.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Paina Bujurg Bc Outlet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0004606 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0004606 belongs to ICICI Bank Limited's PAINA BUJURG BC OUTLET branch, located at ICICI BANK LTD., 59, VILLAGE PAINA BUJURG, SHAHJAHANPUR, UTTAR PRADESH.242001 in SHAHJAHANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.