IFSC Code of ICICI Bank Limited, Ps Ainthapalli, Sambhalpur Branch, Odisha

Use this page as a one-stop reference for everything related to ICICI Bank Limited's PS AINTHAPALLI, SAMBHALPUR branch in SAMBALPUR, ODISHA. The branch's IFSC code ICIC0000194 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0000194 is the IFSC of ICICI Bank Limited's PS AINTHAPALLI, SAMBHALPUR branch. The format is fixed: ICIC = bank code, 0 = reserved, 000194 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ps Ainthapalli, Sambhalpur branch — IFSC ICIC0000194 — extends the bank's services to customers in and around Sambalpur, Odisha.

Ps Ainthapalli, Sambhalpur branch overview

Located at ICICI BANK LTD., VIJAYA BHAWAN, PS.AINTHAPALLI, PO.BUDHARAJA, SAMBALPUR, ODISHA.768004, the Ps Ainthapalli, Sambhalpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0000194 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PS AINTHAPALLI, SAMBHALPUR of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0000194 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0000194 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Ps Ainthapalli, Sambhalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0000194 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ICIC0000194

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000194 across all three.

How to use IFSC ICIC0000194 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's PS AINTHAPALLI, SAMBHALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0000194.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as PS AINTHAPALLI, SAMBHALPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ICIC0000194

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – PS AINTHAPALLI, SAMBHALPUR, ensure your bank's portal accepts IFSC ICIC0000194 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited PS AINTHAPALLI, SAMBHALPUR (IFSC ICIC0000194)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0000194 in your mobile or internet banking app, and the money is credited to the PS AINTHAPALLI, SAMBHALPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0000194 for ICICI Bank Limited – PS AINTHAPALLI, SAMBHALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ps Ainthapalli, Sambhalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's PS AINTHAPALLI, SAMBHALPUR branch, the IFSC ICIC0000194 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ps Ainthapalli, Sambhalpur branch is mapped to IFSC ICIC0000194 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0000194.

Banking services available

The Ps Ainthapalli, Sambhalpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9861249539.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0000194

Online banking and IFSC ICIC0000194

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PS AINTHAPALLI, SAMBHALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000194 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Ps Ainthapalli, Sambhalpur branch

The branch is located at ICICI BANK LTD., VIJAYA BHAWAN, PS.AINTHAPALLI, PO.BUDHARAJA, SAMBALPUR, ODISHA.768004, which puts it inside Sambalpur, the broader Sambalpur district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Ps Ainthapalli, Sambhalpur branch” — the verified location pin for IFSC ICIC0000194 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9861249539 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0000194 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – PS AINTHAPALLI, SAMBHALPUR:

• The IFSC is exactly ICIC0000194 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and PS AINTHAPALLI, SAMBHALPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ps Ainthapalli, Sambhalpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0000194, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0000194 for ICICI Bank Limited – PS AINTHAPALLI, SAMBHALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0000194 belongs to ICICI Bank Limited's PS AINTHAPALLI, SAMBHALPUR branch, located at ICICI BANK LTD., VIJAYA BHAWAN, PS.AINTHAPALLI, PO.BUDHARAJA, SAMBALPUR,… in SAMBALPUR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.