Use this page as a one-stop reference for everything related to ICICI Bank Limited's ROING branch in ROING, ARUNACHAL PRADESH. The branch's IFSC code ICIC0004644 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0004644 is the IFSC of ICICI Bank Limited's ROING branch. The format is fixed: ICIC = bank code, 0 = reserved, 004644 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Roing |
| IFSC Code | ICIC0004644 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD, V AND J COMPLEX MAYU 1 LOWER MARKET, OPP HOTEL IYA ROING, DIST LOWER DIBANG AP, 79211O |
| City | Roing |
| District | Lower Dibang Valley |
| State | Arunachal Pradesh |
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Roing branch — IFSC ICIC0004644 — extends the bank's services to customers in and around Roing, Arunachal Pradesh.
About this branch
The branch is located at ICICI BANK LTD, V AND J COMPLEX MAYU 1 LOWER MARKET, OPP HOTEL IYA ROING, DIST LOWER DIBANG AP, 79211O. It serves the Roing region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0004644 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's ROING branch came to be assigned the code ICIC0004644.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0004644, money simply cannot be routed to the ROING branch electronically.
How to transfer money using IFSC ICIC0004644
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004644 across all three.
NEFT to ICICI Bank Limited, ROING using IFSC ICIC0004644
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0004644, and confirm that the system picks up ICICI Bank Limited – ROING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ROING
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's ROING branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004644 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited ROING (IFSC ICIC0004644)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0004644 in your mobile or internet banking app, and the money is credited to the ROING branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0004644 for ICICI Bank Limited – ROING, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0004644 | Yes – ICIC0004644 | Yes – ICIC0004644 |
For most retail customers crediting the Roing branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0004644
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – ROING is still mapped to IFSC ICIC0004644. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0004644 and the beneficiary's account number to complete the transfer.
Account types you can open at the Roing branch
Once you have an account at ICICI Bank Limited – ROING, the IFSC ICIC0004644 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Roing branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0004644
MICR & cheque-truncation details
Cheques drawn on the Roing branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0004644 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Roing branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0004644 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – ROING:
- The IFSC is exactly ICIC0004644 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and ROING as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Roing branch
The branch is located at ICICI BANK LTD, V AND J COMPLEX MAYU 1 LOWER MARKET, OPP HOTEL IYA ROING, DIST LOWER DIBANG AP, 79211O, which puts it inside Roing, the broader Lower Dibang Valley district, and the state of Arunachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Roing branch” — the verified location pin for IFSC ICIC0004644 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0004644 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0004644 for ICICI Bank Limited – ROING, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Roing branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0004644, however, work 24x7.
Branch address & contact
ICICI Bank LimitedRoing Branch
ICICI BANK LTD, V AND J COMPLEX MAYU 1 LOWER MARKET, OPP HOTEL IYA ROING, DIST LOWER DIBANG AP, 79211O
Roing, Arunachal Pradesh
Phone: the branch contact number
IFSC: ICIC0004644
Frequently asked questions
Where is ICICI Bank Limited Roing branch located?
ICICI Bank Limited's Roing branch is located at ICICI BANK LTD, V AND J COMPLEX MAYU 1 LOWER MARKET, OPP HOTEL IYA ROING, DIST LOWER DIBANG AP, 79211O, Roing, Arunachal Pradesh.
Is IFSC ICIC0004644 the same for all accounts at Roing branch?
Yes. The IFSC ICIC0004644 is shared by every account held at ICICI Bank Limited's Roing branch. Only the account number changes from customer to customer.
Is IFSC ICIC0004644 valid for NEFT and RTGS?
Yes. IFSC ICIC0004644 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of ICICI Bank Limited Roing branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add ICICI Bank Limited Roing as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0004644, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC ICIC0004644 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0004644 to send funds instantly.
Final notes
To recap: ICIC0004644 is the IFSC code of ICICI Bank Limited, ROING branch, in ROING, ARUNACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
