IFSC Code of ICICI Bank Limited, Raxaul Bazar, Bihar Branch, Bihar

Below are the complete branch details for ICICI Bank Limited, RAXAUL BAZAR, BIHAR branch, located in RAXAUL, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0001621. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0001621 for ICICI Bank Limited – RAXAUL BAZAR, BIHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0001621 is the IFSC of ICICI Bank Limited's RAXAUL BAZAR, BIHAR branch. The format is fixed: ICIC = bank code, 0 = reserved, 001621 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Raxaul Bazar, Bihar branch — IFSC ICIC0001621 — extends the bank's services to customers in and around Raxaul, Bihar.

Branch details at a glance

About the Raxaul Bazar, Bihar branch

The Raxaul Bazar, Bihar branch of ICICI Bank Limited is situated at ICICI BANK LTD., SIKARIA COMPLEX, MAIN ROAD, RAXAUL BAZAR PURBI CHAMPARAN DIST., BIHAR.845305. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0001621 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's RAXAUL BAZAR, BIHAR branch came to be assigned the code ICIC0001621.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001621, money simply cannot be routed to the RAXAUL BAZAR, BIHAR branch electronically.

Products and account variants supported

Every account opened at the Raxaul Bazar, Bihar branch is mapped to IFSC ICIC0001621 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001621.

Banking services available

The Raxaul Bazar, Bihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8420050247.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0001621

How to transfer money using IFSC ICIC0001621

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001621 across all three.

NEFT to ICICI Bank Limited, RAXAUL BAZAR, BIHAR using IFSC ICIC0001621

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001621, and confirm that the system picks up ICICI Bank Limited – RAXAUL BAZAR, BIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAXAUL BAZAR, BIHAR

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's RAXAUL BAZAR, BIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0001621 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – RAXAUL BAZAR, BIHAR, use IMPS. With IFSC ICIC0001621 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0001621 for ICICI Bank Limited – RAXAUL BAZAR, BIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Raxaul Bazar, Bihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's RAXAUL BAZAR, BIHAR branch, the IFSC ICIC0001621 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Raxaul Bazar, Bihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0001621 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0001621 and the account number together uniquely identify the Raxaul Bazar, Bihar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC ICIC0001621

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – RAXAUL BAZAR, BIHAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0001621.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Raxaul Bazar, Bihar branch

The branch is located at ICICI BANK LTD., SIKARIA COMPLEX, MAIN ROAD, RAXAUL BAZAR PURBI CHAMPARAN DIST., BIHAR.845305, which puts it inside Raxaul, the broader Purbi Champaran district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Raxaul Bazar, Bihar branch” — the verified location pin for IFSC ICIC0001621 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8420050247 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001621 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001621 for ICICI Bank Limited – RAXAUL BAZAR, BIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Raxaul Bazar, Bihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0001621 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001621 belongs to ICICI Bank Limited's RAXAUL BAZAR, BIHAR branch, located at ICICI BANK LTD., SIKARIA COMPLEX, MAIN ROAD, RAXAUL BAZAR PURBI CHAMPARAN… in RAXAUL, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.