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IFSC Code of ICICI Bank Limited, Mashnoo Branch, Himachal Pradesh

Get IFSC Code ICIC0004426 for ICICI Bank Limited, Mashnoo Branch, Rampur, Himachal Pradesh. Use it for NEFT, RTGS and IMPS transfers, address and phone details.

Use this page as a one-stop reference for everything related to ICICI Bank Limited's MASHNOO branch in RAMPUR, HIMACHAL PRADESH. The branch's IFSC code ICIC0004426 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0004426 is the IFSC of ICICI Bank Limited's MASHNOO branch. The format is fixed: ICIC = bank code, 0 = reserved, 004426 = branch identifier.

Branch details at a glance

Bank Name	ICICI Bank Limited
Branch	Mashnoo
IFSC Code	ICIC0004426
MICR Code	Refer to cheque leaf
Branch Address	ICICI BANK LTD., KHASRA NO. 907, MAUZA MASHNOO, WARD NO. 3, TEH. RAMPUR, DIST. SHIMLA, HIMACHAL PRADESH.172102
City	Rampur
District	Simla
State	Himachal Pradesh
STD Code	91
Phone	8894729438

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mashnoo branch — IFSC ICIC0004426 — extends the bank's services to customers in and around Rampur, Himachal Pradesh.

About this branch

The branch is located at ICICI BANK LTD., KHASRA NO. 907, MAUZA MASHNOO, WARD NO. 3, TEH. RAMPUR, DIST. SHIMLA, HIMACHAL PRADESH.172102. It serves the Rampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0004426 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's MASHNOO branch came to be assigned the code ICIC0004426.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0004426, money simply cannot be routed to the MASHNOO branch electronically.

How to transfer money using IFSC ICIC0004426

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004426 across all three.

How to use IFSC ICIC0004426 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's MASHNOO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

Log in to your internet banking or mobile banking app.
Choose Add Beneficiary and select NEFT / Other Bank.
Enter the beneficiary name, account number and the IFSC ICIC0004426.
Confirm the bank name auto-populates as ICICI Bank Limited and the branch as MASHNOO.
Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MASHNOO

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's MASHNOO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004426 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited MASHNOO (IFSC ICIC0004426)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0004426 in your mobile or internet banking app, and the money is credited to the MASHNOO branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0004426 for ICICI Bank Limited – MASHNOO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

Parameter	NEFT	RTGS	IMPS
Minimum amount	₹1	₹2,00,000	₹1
Maximum amount	No RBI cap	No RBI cap	₹5,00,000
Settlement	Half-hourly batches	Real-time	Real-time
Availability	24x7	24x7	24x7
Best for	Routine transfers	High-value transfers	Urgent small / mid transfers
IFSC required	Yes – ICIC0004426	Yes – ICIC0004426	Yes – ICIC0004426

For most retail customers crediting the Mashnoo branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0004426

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – MASHNOO is still mapped to IFSC ICIC0004426. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0004426 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mashnoo branch is mapped to IFSC ICIC0004426 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

Resident savings accounts and salary accounts
Current accounts for businesses and professionals
Fixed deposits, recurring deposits and tax-saver deposits
Demand drafts, banker's cheques and pay orders
Retail loans — personal, vehicle, education, gold and home
Credit cards and overdraft facilities (subject to eligibility)
Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0004426.

Banking services available

The Mashnoo branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8894729438.

Savings, current and salary accounts
Fixed deposits and recurring deposits
Personal, vehicle and home loans
Demat and investment products (where supported)
Internet banking and mobile banking enrolment
Debit and credit card issuance
Locker facilities (subject to availability)
Foreign exchange services (at authorised branches)
Bill payments, demand drafts and pay orders
NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0004426

MICR & cheque-truncation details

Cheques drawn on the Mashnoo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0004426 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ICIC0004426

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MASHNOO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0004426 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ICIC0004426

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – MASHNOO, double-check for these issues:

Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0004426.
Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mashnoo branch sits at ICICI BANK LTD., KHASRA NO. 907, MAUZA MASHNOO, WARD NO. 3, TEH. RAMPUR, DIST. SHIMLA, HIMACHAL PRADESH.172102. If you are travelling from outside Rampur, search for the branch on a maps application using the bank name and locality, or call 91-8894729438 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004426 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0004426 for ICICI Bank Limited – MASHNOO, you can cross-check the code from any of these sources before initiating a high-value transfer:

The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
The first page of your passbook.
The bank's official website under the branch locator.
The Reserve Bank of India's IFSC search portal.
Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mashnoo branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0004426, however, work 24x7.

Branch address & contact

ICICI Bank Limited
Mashnoo Branch
ICICI BANK LTD., KHASRA NO. 907, MAUZA MASHNOO, WARD NO. 3, TEH. RAMPUR, DIST. SHIMLA, HIMACHAL PRADESH.172102
Rampur, Himachal Pradesh
Phone: 91-8894729438
IFSC: ICIC0004426

Frequently asked questions

How quickly will an NEFT transfer using ICIC0004426 be credited?

NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Mashnoo reflect within 30 minutes.

How do I add ICICI Bank Limited Mashnoo as a beneficiary?

Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0004426, and complete OTP verification. Once activated, you can transfer funds at any time.

Does ICICI Bank Limited Mashnoo branch offer locker facilities?

Locker availability depends on branch size and customer demand. Please contact the branch on 91-8894729438 to confirm.

Is IFSC ICIC0004426 the same for all accounts at Mashnoo branch?

Yes. The IFSC ICIC0004426 is shared by every account held at ICICI Bank Limited's Mashnoo branch. Only the account number changes from customer to customer.

What is the phone number of ICICI Bank Limited Mashnoo branch?

You can reach the branch at 91-8894729438 during regular banking hours.

Can I use IFSC ICIC0004426 for IMPS transfers?

Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0004426 to send funds instantly.

What is the difference between IFSC and MICR code?

IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mashnoo branch but serve different purposes.

Is IFSC ICIC0004426 valid for NEFT and RTGS?

Yes. IFSC ICIC0004426 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

Summary

The IFSC code ICIC0004426 belongs to ICICI Bank Limited's MASHNOO branch, located at ICICI BANK LTD., KHASRA NO. 907, MAUZA MASHNOO, WARD NO. 3, TEH. RAMPUR, DIST.… in RAMPUR, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.