IFSC Code of ICICI Bank Limited, Rajapur Urban Coop Bank Ltd Branch, Maharashtra

Use this page as a one-stop reference for everything related to ICICI Bank Limited's RAJAPUR URBAN COOP BANK LTD branch in RAJAPUR, MAHARASHTRA. The branch's IFSC code ICIC00RUCBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's RAJAPUR URBAN COOP BANK LTD branch, the IFSC ICIC00RUCBL breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0RUCBL identifies this particular branch.

Branch details at a glance

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the Rajapur Urban Coop Bank Ltd branch in Rajapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC00RUCBL.

About the Rajapur Urban Coop Bank Ltd branch

The Rajapur Urban Coop Bank Ltd branch of ICICI Bank Limited is situated at THE ROYAL PLAZA,MUMBAI GOA HIGHWAY,OPP TO RAJAPUR S.T DEPOT,TAL RAJAPUR,RATNAGIRI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00RUCBL is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's RAJAPUR URBAN COOP BANK LTD branch came to be assigned the code ICIC00RUCBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00RUCBL, money simply cannot be routed to the RAJAPUR URBAN COOP BANK LTD branch electronically.

How to transfer money using IFSC ICIC00RUCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00RUCBL across all three.

NEFT to ICICI Bank Limited, RAJAPUR URBAN COOP BANK LTD using IFSC ICIC00RUCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00RUCBL, and confirm that the system picks up ICICI Bank Limited – RAJAPUR URBAN COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC00RUCBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – RAJAPUR URBAN COOP BANK LTD, ensure your bank's portal accepts IFSC ICIC00RUCBL while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited RAJAPUR URBAN COOP BANK LTD (IFSC ICIC00RUCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00RUCBL in your mobile or internet banking app, and the money is credited to the RAJAPUR URBAN COOP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00RUCBL for ICICI Bank Limited – RAJAPUR URBAN COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rajapur Urban Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's RAJAPUR URBAN COOP BANK LTD branch, the IFSC ICIC00RUCBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Rajapur Urban Coop Bank Ltd branch is mapped to IFSC ICIC00RUCBL on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00RUCBL.

Products and services

Customers walking into the Rajapur Urban Coop Bank Ltd branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00RUCBL

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00RUCBL and the account number together uniquely identify the Rajapur Urban Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ICIC00RUCBL

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAJAPUR URBAN COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00RUCBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – RAJAPUR URBAN COOP BANK LTD:

• The IFSC is exactly ICIC00RUCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and RAJAPUR URBAN COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rajapur Urban Coop Bank Ltd branch sits at THE ROYAL PLAZA,MUMBAI GOA HIGHWAY,OPP TO RAJAPUR S.T DEPOT,TAL RAJAPUR,RATNAGIRI. If you are travelling from outside Rajapur, search for the branch on a maps application using the bank name and locality, or call 2353-222651 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00RUCBL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00RUCBL for ICICI Bank Limited – RAJAPUR URBAN COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajapur Urban Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00RUCBL, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00RUCBL is the IFSC code of ICICI Bank Limited, RAJAPUR URBAN COOP BANK LTD branch, in RAJAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.