If you are searching for the IFSC code of ICICI Bank Limited, RAIPUR KACHANA branch in RAIPUR, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is ICIC0005530. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAIPUR KACHANA branch, and detailed step-by-step guides for using the IFSC ICIC0005530 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0005530 is the IFSC of ICICI Bank Limited's RAIPUR KACHANA branch. The format is fixed: ICIC = bank code, 0 = reserved, 005530 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Raipur Kachana |
| IFSC Code | ICIC0005530 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD EAST 12 SHANKAR NAGAR TO KACHANA ROAD RAIPUR CHHATTISGARH 492001 |
| City | Raipur |
| District | Raipur |
| State | Chhattisgarh |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Raipur Kachana branch in Raipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0005530.
About this branch
The branch is located at ICICI BANK LTD EAST 12 SHANKAR NAGAR TO KACHANA ROAD RAIPUR CHHATTISGARH 492001. It serves the Raipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0005530 is used to identify this branch on the RBI payments network.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAIPUR KACHANA of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0005530 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0005530 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ICIC0005530
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005530 across all three.
NEFT to ICICI Bank Limited, RAIPUR KACHANA using IFSC ICIC0005530
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0005530, and confirm that the system picks up ICICI Bank Limited – RAIPUR KACHANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAIPUR KACHANA
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's RAIPUR KACHANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0005530 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited RAIPUR KACHANA (IFSC ICIC0005530)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0005530 in your mobile or internet banking app, and the money is credited to the RAIPUR KACHANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0005530 for ICICI Bank Limited – RAIPUR KACHANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0005530 | Yes – ICIC0005530 | Yes – ICIC0005530 |
For most retail customers crediting the Raipur Kachana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0005530
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – RAIPUR KACHANA is still mapped to IFSC ICIC0005530. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0005530 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Raipur Kachana branch is mapped to IFSC ICIC0005530 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0005530.
Banking services available
The Raipur Kachana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0005530
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0005530 and the account number together uniquely identify the Raipur Kachana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC ICIC0005530
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAIPUR KACHANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0005530 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – RAIPUR KACHANA:
- The IFSC is exactly ICIC0005530 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and RAIPUR KACHANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Raipur Kachana branch
The branch is located at ICICI BANK LTD EAST 12 SHANKAR NAGAR TO KACHANA ROAD RAIPUR CHHATTISGARH 492001, which puts it inside Raipur, the broader Raipur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Raipur Kachana branch” — the verified location pin for IFSC ICIC0005530 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0005530 and your account number.
Verifying IFSC ICIC0005530 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0005530 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Raipur Kachana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0005530 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedRaipur Kachana Branch
ICICI BANK LTD EAST 12 SHANKAR NAGAR TO KACHANA ROAD RAIPUR CHHATTISGARH 492001
Raipur, Chhattisgarh
Phone: the branch contact number
IFSC: ICIC0005530
Frequently asked questions
Where is ICICI Bank Limited Raipur Kachana branch located?
ICICI Bank Limited's Raipur Kachana branch is located at ICICI BANK LTD EAST 12 SHANKAR NAGAR TO KACHANA ROAD RAIPUR CHHATTISGARH 492001, Raipur, Chhattisgarh.
Can I use IFSC ICIC0005530 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0005530 to send funds instantly.
Is IFSC ICIC0005530 valid for NEFT and RTGS?
Yes. IFSC ICIC0005530 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Raipur Kachana branch but serve different purposes.
What is the phone number of ICICI Bank Limited Raipur Kachana branch?
You can reach the branch at the branch contact number during regular banking hours.
Does ICICI Bank Limited Raipur Kachana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add ICICI Bank Limited Raipur Kachana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0005530, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ICIC0005530 belongs to ICICI Bank Limited's RAIPUR KACHANA branch, located at ICICI BANK LTD EAST 12 SHANKAR NAGAR TO KACHANA ROAD RAIPUR CHHATTISGARH 492001 in RAIPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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