IFSC Code of ICICI Bank Limited, The Raichur District Central Co Operative Bank Limited Kowtal Branch, Karnataka

If you are searching for the IFSC code of ICICI Bank Limited, THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL branch in RAICHUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is ICIC00RDC10. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL branch, and detailed step-by-step guides for using the IFSC ICIC00RDC10 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL is ICIC00RDC10. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0RDC10 map to this branch in RAICHUR, KARNATAKA.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the The Raichur District Central Co Operative Bank Limited Kowtal branch in Raichur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC00RDC10.

Branch details at a glance

The Raichur District Central Co Operative Bank Limited Kowtal branch overview

Located at NEAR BUS STAND KOWTAL, the The Raichur District Central Co Operative Bank Limited Kowtal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC00RDC10 is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL of ICICI Bank Limited — its own 11-character IFSC. The code ICIC00RDC10 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC00RDC10 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Raichur District Central Co Operative Bank Limited Kowtal branch

Once you have an account at ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL, the IFSC ICIC00RDC10 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Raichur District Central Co Operative Bank Limited Kowtal branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00RDC10

How to transfer money using IFSC ICIC00RDC10

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00RDC10 across all three.

NEFT to ICICI Bank Limited, THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL using IFSC ICIC00RDC10

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00RDC10, and confirm that the system picks up ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00RDC10 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL (IFSC ICIC00RDC10)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00RDC10 in your mobile or internet banking app, and the money is credited to the THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Raichur District Central Co Operative Bank Limited Kowtal

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC00RDC10:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL is still linked to IFSC ICIC00RDC10.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC00RDC10

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL is still mapped to IFSC ICIC00RDC10. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00RDC10 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC00RDC10

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00RDC10 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00RDC10 and the account number together uniquely identify the The Raichur District Central Co Operative Bank Limited Kowtal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC ICIC00RDC10

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC00RDC10.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Raichur District Central Co Operative Bank Limited Kowtal branch sits at NEAR BUS STAND KOWTAL. If you are travelling from outside Raichur, search for the branch on a maps application using the bank name and locality, or call 9686222605 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00RDC10 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00RDC10 for ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Raichur District Central Co Operative Bank Limited Kowtal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00RDC10, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00RDC10 is the IFSC code of ICICI Bank Limited, THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED KOWTAL branch, in RAICHUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.