IFSC Code of ICICI Bank Limited, The Raichur District Central Co Operative Bank Limited Gajagar Pet Branch, Karnataka

If you are searching for the IFSC code of ICICI Bank Limited, THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET branch in RAICHUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is ICIC00RDC04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET branch, and detailed step-by-step guides for using the IFSC ICIC00RDC04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET is ICIC00RDC04. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0RDC04 map to this branch in RAICHUR, KARNATAKA.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Raichur District Central Co Operative Bank Limited Gajagar Pet branch in Raichur, Karnataka is part of this network and uses the IFSC code ICIC00RDC04 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at PATEL ROAD RAICHUR. It serves the Raichur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC00RDC04 is used to identify this branch on the RBI payments network.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET of ICICI Bank Limited — its own 11-character IFSC. The code ICIC00RDC04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC00RDC04 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Raichur District Central Co Operative Bank Limited Gajagar Pet branch is mapped to IFSC ICIC00RDC04 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00RDC04.

Banking services available

The The Raichur District Central Co Operative Bank Limited Gajagar Pet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9686222605.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00RDC04

How to transfer money using IFSC ICIC00RDC04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00RDC04 across all three.

How to use IFSC ICIC00RDC04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC00RDC04.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ICIC00RDC04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET, ensure your bank's portal accepts IFSC ICIC00RDC04 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET, use IMPS. With IFSC ICIC00RDC04 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00RDC04 for ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Raichur District Central Co Operative Bank Limited Gajagar Pet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET branch, the IFSC ICIC00RDC04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ICIC00RDC04

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00RDC04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Raichur District Central Co Operative Bank Limited Gajagar Pet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00RDC04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET:

• The IFSC is exactly ICIC00RDC04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Raichur District Central Co Operative Bank Limited Gajagar Pet branch

The branch is located at PATEL ROAD RAICHUR, which puts it inside Raichur, the broader Raichur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited The Raichur District Central Co Operative Bank Limited Gajagar Pet branch” — the verified location pin for IFSC ICIC00RDC04 should appear at the top of the results.
2. Confirm the branch is open by calling 9686222605 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00RDC04 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00RDC04 for ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Raichur District Central Co Operative Bank Limited Gajagar Pet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00RDC04, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00RDC04 belongs to ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED GAJAGAR PET branch, located at PATEL ROAD RAICHUR in RAICHUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.