IFSC Code of ICICI Bank Limited, The Raichur District Central Co Operative Bank Limited Bangikunta Branch, Karnataka

Use this page as a one-stop reference for everything related to ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch in RAICHUR, KARNATAKA. The branch's IFSC code ICIC00RDC02 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch, the IFSC ICIC00RDC02 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0RDC02 identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Raichur District Central Co Operative Bank Limited Bangikunta branch — IFSC ICIC00RDC02 — extends the bank's services to customers in and around Raichur, Karnataka.

About the The Raichur District Central Co Operative Bank Limited Bangikunta branch

The The Raichur District Central Co Operative Bank Limited Bangikunta branch of ICICI Bank Limited is situated at BANGIKUNTA RAICHUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00RDC02 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch came to be assigned the code ICIC00RDC02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00RDC02, money simply cannot be routed to the THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00RDC02 and the account number together uniquely identify the The Raichur District Central Co Operative Bank Limited Bangikunta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ICIC00RDC02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00RDC02 across all three.

How to use IFSC ICIC00RDC02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC00RDC02.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00RDC02 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA, use IMPS. With IFSC ICIC00RDC02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00RDC02 for ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Raichur District Central Co Operative Bank Limited Bangikunta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC00RDC02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA is still mapped to IFSC ICIC00RDC02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00RDC02 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Raichur District Central Co Operative Bank Limited Bangikunta branch is mapped to IFSC ICIC00RDC02 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00RDC02.

Banking services available

The The Raichur District Central Co Operative Bank Limited Bangikunta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9686222605.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00RDC02

Online banking and IFSC ICIC00RDC02

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00RDC02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Raichur District Central Co Operative Bank Limited Bangikunta branch sits at BANGIKUNTA RAICHUR. If you are travelling from outside Raichur, search for the branch on a maps application using the bank name and locality, or call 9686222605 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00RDC02 and your account number.

Common mistakes to avoid when using IFSC ICIC00RDC02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC00RDC02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Raichur District Central Co Operative Bank Limited Bangikunta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00RDC02 continue to work without interruption.

Verifying IFSC ICIC00RDC02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00RDC02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9686222605.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00RDC02 is the IFSC code of ICICI Bank Limited, THE RAICHUR DISTRICT CENTRAL CO OPERATIVE BANK LIMITED BANGIKUNTA branch, in RAICHUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.